Protect your
United States

Frequent Traveler Insurance

annual & business travel insurance

Travel protection for frequent travelers

  • One flat price – unlimited trips
  • Protection for certain unexpected travel problems
  • 24/7 on-demand medical service
  • Emergency & roadside assistance hotline
  • Rental Car Damage* and Baggage Coverage
  • Prices from $268/year

Multi-trip coverage is not available in Washington at this time.

Frequent Traveler Insurance

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Accidental demage

Medical & dental emergencies

If you have a medical emergency abroad, up to $50,000 in medical expenses are covered. Plus, we help you navigate with our 24/7 emergency assistance service.

Mechanical breakdown

Trip cancellation & interruption

It happens – you or one of your traveling companions gets sick or bad weather wrecks your plans. We will reimburse you 100% of the trip cost for covered events.


Accidental demage

Delays & missed connections

When delays and cancellations happen, you have $500 in protection to cover unplanned accommodation, meals and local transportation (sublimits apply).


Mechanical breakdown

Rental car damage or theft

With travel insurance, you don't have to worry about buying a separate rental car policy. You're covered for up to $50,000 in rental car damage or theft.*

Accidental demage

Lost, damaged or stolen baggage

You've finally arrived and your bags are nowhere to be seen. Luckily, baggage protection provides $500 in coverage (sublimits apply).

Mechanical breakdown

Concierge services

Concierge services help you get more from your trip – whether it's booking you at the hottest new restaurant in town or securing last-minute tickets to an event.

Accidental demage

Cancel for business reasons

This optional coverage can be added to the Deluxe plan and expands the covered reasons for cancellation – such as business reasons.

Mechanical breakdown

Cancel for any reason

This optional Deluxe plan coverage reimburses up to 75% of your non-refundable trip costs when you cancel for any reason (not available for NY residents).

Read more about Frequent Traveler Insurance

Multi-Trip Travel Insurance for your international and domestic adventures

Protect your bubble offers a multi-trip coverage plan protecting all your covered trips taken away from your home during the effective period. One thing you’ll never have to worry about is trying to expect the unexpected when traveling—because we do that for you.

Reasons to Buy

  • $100,000 Medical/Dental & Emergency Assistance max benefits per trip
  • $50,000 Rental Car Damage Coverage* and Air Flight Accident max benefits per trip
  • $750 Trip Cancellation and Interruption max benefit per trip
  • $1,000 Travel Delay and Missed connection max benefit per trip (sublimits apply)
  • Access to 24/7 Emergency Assistant Services

Did you know? Our Travel Insurance Plans include 24-hour emergency service to help you out when you need it most.

Our Travel Insurance Plans offer:**

  • Reimbursement of prepaid, non-refundable, and unused travel expenses for Trip Cancellation and Trip Interruption due to covered illnesses, accidents, natural disasters, job losses and other unforeseen events listed specifically in your plan details
  • Additional accommodation, meal and local transportation expenses incurred due to a covered travel delay or missed connection
  • Reimbursement for lost, stolen or damaged baggage
  • Medical, dental, and emergency assistance coverage for emergency expenses that occur during your trip, including issues related to qualified pre-existing conditions
  • Coverage for damage to your rental car
  • Services such as 24-hour emergency assistance, roadside assistance, and concierge to ensure you are prepared for the unexpected in any unfamiliar place
  • And more 

Heading out on an international trip is stressful enough, let us worry about what you have no control over. After coverage begins, you can concentrate on the more important things, like where to go next! So go ahead and sign up—it’s simple.

Start Your Quote Now

Frequent travelers are busy, that’s why Protect Your Bubble offers Travel Insurance Plans for you. Just sign up once, and all of your trips within 365 days following your enrollment will be covered. It’s really that simple. The 

Basic Plan package provides value for the budget-conscious consumer that desires coverage for an upcoming trip. Coverages include trip cancellation, trip interruption, travel delay, baggage loss and damage to rental cars.  Furthermore medical and dental expenses coverage, and emergency medical transportation coverage are also included with this plan. 

As part of your plan, you’ll also have access to Concierge Service. This service includes assistance with rental car reservations, airline reservations, hotel accommodations, pet services locator, restaurant reviews and reservations, event ticketing, city profiles, epicurean needs, flowers and gift baskets, golf outing and tee times, meet-and greet services, personalized retail shopping assistance, pre-trip assistance and more. 

If an emergency happens, we can help arrange for a message to be delivered to and from friends, relatives, physicians and employers. Our certified service provider will even help with telephone interpretation if you’re in a country where you don’t speak the language.

If you need to file a claim, log into MyBubble, then download and fill out the required form. The completed form along with all required documentation can be submitted by email, fax or regular mail.  For faster processing, we recommend submitting claim forms and documentation online.  And as always, if you need further assistance, we’re here to help.

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**Coverages and services differ between plans. Please review plan specifics carefully. Limitations and exclusions apply. For more information please review the Description of Coverage or Policy by State by clicking view sample plan in the sidebar.

Please review the DOC or Policy for a complete understanding of your state’s coverages and limitations.

This plan provides insurance coverage for your trip that applies only during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home and automobile policies. The purchase of this plan is not required in order to purchase any other travel product or service offered to you by your travel retailers. If you have any questions about your current coverage, call your insurer, insurance agent or broker.

Plans are available to residents of the United States and services are described on a general basis. Certain terms and conditions may apply. For complete information on policy benefits, limits and exclusions, please contact Arch at (855) PYB-TRIP (855-792-8747) for a sample Description of Coverage or Insurance Policy for this plan. All insurance products are offered and underwritten by Arch Insurance Company, which A.M. Best Company has assigned a financial strength rating of “A+” (Superior) and the largest financial category size of “XV”.  Arch Insurance Company (a Missouri corporation, NAIC # 11150) is a licensed insurance company in all 50 states and the District of Columbia with admitted assets of $2.65 billion, total liabilities of $2.04 billion and surplus to policyholders of $609.51 million, as shown in the Quarterly Statement for the quarter ended June 30, 2013.  Executive offices for Arch Insurance Company are located at One Liberty Plaza 53rd floor, New York, New York 10006.

Please review plan specifics carefully. Limitations and exclusions apply. For more information please review the Description of Coverage/Policy by State by clicking on “View Sample Plan”. Rental car insurance covers the rental car only and does not cover any bodily injury, liability or damage caused to any vehicles, structures or people.

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All insurance products are offered by The Signal, L.P. The Signal, L.P. is a licensed Insurance agency appointed by American Bankers Insurance Company of Florida and American Security Insurance Company. American Bankers Insurance Company of Florida and American Security Insurance Company are Assurant, Inc. companies licensed to offer insurance products. Protect Your Bubble, the Protect Your Bubble logo, Bubble and Squeak and other Protect Your Bubble trademarks, service marks, graphics and logos used in connection with this website are trademarks of Assurant, Inc. in the United States.