Here in the Lone Star State, your landlord’s insurance doesn’t cover your
personal possessions like clothes, furniture, TV, DVDs and much more.
That’s a sobering thought when you think that just over 40% of claims
renters make on their insurance is for theft.
And how about your personal liability as a renter? Started a fire?
Let the bath overflow? You could end up paying for it if you’re
responsible for damage to the property of others.
But instead of worrying about what could go wrong – and how you’re
going to pay for it - you can simply protect yourself. And it costs less
than a dollar a day* to get all this coverage.
Suit your needs and your budget: get personal property coverage from as low as $10,000 up to $95,000.
40% of our claims are for theft. If you're a victim of theft, we'll help you replace covered items without any deduction for depreciation.
If a pipe bursts or rain wreaks havoc on your apartment, we'll be there to help replace your covered items.
If your belongings are destroyed by fire, our policy helps with their replacement – and covers fire department service charges.
Save yourself from worry – if a guest is hurt in an accident on your property, we'll pay the covered medical expenses.
In the event you're legally liable for bodily injury or damage to someone else’s property, our policy has you protected.
We handle claims every day. Many for theft… some for fire, vandalism, wind or water damage. No two claims are ever the same, but there are some things they all have in common. People want to get their lives back on track as quickly as possible. And they want to deal with someone who understands what they are going through.
That’s what we always try to do – handle every claim as quickly and sympathetically as we can and make sure you get replacement cost too for covered claims. We also try to ensure you get the coverage you need at a price you find affordable.
So, let’s cut to the chase. If you’re looking for Renters Insurance in Texas, you’ve come to the right place.
*Based on a national average cost of $10,000 personal property coverage, $50,000 personal liability coverage, $250 deductible, and replacement cost. Visit our website for an exact quote based on your state and the amount of coverage you need.
*Based on a national average cost of $10,000 personal property coverage, $50,000 personal liability coverage, $250 deductible, and replacement cost. Click "next" for an exact quote based on your state and the amount of coverage you need.
The underwriters are American Bankers Insurance Company of Florida, (11222 Quail Roost Drive, Miami, FL 33157; Domicile (FL); NAIC # 10111; authorized to write in Washington, D.C. and all states in the United States), with its home office in Miami , Florida; in MN, American Security Insurance Company, both Assurant Specialty Property companies with a Best's Rating of "A" (Excellent) by A.M. Best Company. In TX, the personal property coverage is underwritten by Ranchers and Farmers Mutual Insurance Company and the personal liability coverage is underwritten by American Bankers Insurance Company of Florida. In Utah, coverage is provided under policy form AJ8850PC-0307. Each insurer has sole financial responsibility for its own products. Coverage may vary by state.