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Florida Renters Insurance

Coverage in FL for less than $1/day*

Renters Insurance Florida Tenants Can Count On

Here in the Sunshine state we can’t complain about the weather.
But if you’re renting in Florida without renter’s insurance,
there can always be storms ahead. That’s because you’re
leaving yourself wide open to severe financial trouble if you’re
unlucky enough to be the victim of theft, someone gets hurt in your
rental, or if you accidentally damage your rental property or the
adjacent properties.

You can’t rely on your landlord’s insurance. That only
covers the building - not your personal possessions, or your personal
liability to pay for any damages you may cause to others – for
instance if you accidentally start a fire or overflow the bath.
So, who can you rely on? Try Protect Your Bubble.

For less than $1 a day*, you get:

  • Theft, fire, wind, smoke and vandalism coverage
  • Water damage liability protection for your unit
  • Personal liability coverage
  • Low deductible options starting at $100

Florida Renters Insurance

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Accidental demage

Customizable personal property coverage

Suit your needs and your budget: get personal property coverage from as low as $10,000 up to $95,000.

Mechanical breakdown

Theft coverage

40% of our claims are for theft. If you're a victim of theft, we'll help you replace covered items without any deduction for depreciation.


Accidental demage

Water damage protection

If a pipe bursts and wreaks havoc on your apartment, we'll be there to help replace your covered items.

Mechanical breakdown

Fire, wind & smoke coverage

If your belongings are destroyed by fire, our policy helps with their replacement – and covers fire department service charges.

Accidental demage

Medical payment benefits

Save yourself from worry – if a guest is hurt in an accident on your property, we'll pay the covered medical expenses.

Mechanical breakdown

Personal Liability coverage

In the event you're legally liable for bodily injury or damage to someone else’s property, our policy has you protected.


Read more about Florida Renters Insurance

Florida Renters Insurance. A Bright Idea from Protect Your Bubble.

You may think all renters insurance is pretty much the same. But thinking like that could cost you a whole lot of money, time and hassle.

Here at Protect Your Bubble we pride ourselves on being different. We’ve got a new approach that combines forward thinking coverage and customer services with a heritage from our parent company, Assurant Inc. that stretches back several decades.

What does that mean in practice?

  • If you’re just starting out in college you’re not going to want hundreds of thousands of dollars worth of coverage – or high premiums that comes with it. So, our coverage levels start at $10,000 for personal possessions and $50,000 for personal liability.
  • If you’re a family renting a house, maybe due to relocation, you can choose a higher level of coverage for both personal possessions and liability to meet your circumstances.
  • Our deductibles start at $100 too… meaning you can make a claim without worrying about breaking the bank.

Whatever the level of coverage you choose, our fresh approach means you can count on us to step up to the plate if you ever need to make claim. We’ll handle it fast and efficiently – and give you replacement cost for your covered possessions.

So, if you’re looking for Renters Insurance in Florida, you know we’ll shine. Find out more about our comprehensive Renters Insurance benefits and features. Take the next step and get your quote in minutes.

It’s quick, easy and takes just minutes to get covered

Start by getting a quote now

*Based on a national average cost of $10,000 personal property coverage, $50,000 personal liability coverage, $250 deductible, and replacement cost. Visit our website for an exact quote based on your state and the amount of coverage you need.

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*Based on a national average cost of $10,000 personal property coverage, $50,000 personal liability coverage, $250 deductible, and replacement cost. Click "next" for an exact quote based on your state and the amount of coverage you need.

The underwriters are American Bankers Insurance Company of Florida, (11222 Quail Roost Drive, Miami, FL 33157; Domicile (FL); NAIC # 10111; authorized to write in Washington, D.C. and all states in the United States), with its home office in Miami , Florida; in MN, American Security Insurance Company, both Assurant Specialty Property companies with a Best's Rating of "A" (Excellent) by A.M. Best Company. In TX, the personal property coverage is underwritten by Ranchers and Farmers Mutual Insurance Company and the personal liability coverage is underwritten by American Bankers Insurance Company of Florida. In Utah, coverage is provided under policy form AJ8850PC-0307. Each insurer has sole financial responsibility for its own products. Coverage may vary by state.

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All insurance products are offered by The Signal, L.P. The Signal, L.P. is a licensed Insurance agency appointed by American Bankers Insurance Company of Florida and American Security Insurance Company. American Bankers Insurance Company of Florida and American Security Insurance Company are Assurant, Inc. companies licensed to offer insurance products. Protect Your Bubble, the Protect Your Bubble logo, Bubble and Squeak and other Protect Your Bubble trademarks, service marks, graphics and logos used in connection with this website are trademarks of Assurant, Inc. in the United States.