Insurance Products

Renters Insurance

renters insurance

Protect your stuff for less than $1/day*

  • Customize to your needs & budget
  • Covers theft, fire, wind, water & more
  • Coverage begins the next day
  • Policy sent directly to you & landlord
  • Buy in less than 2 minutes

Renters Insurance

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Accidental demage

Personal property coverage

Our customizable personal property coverage level starts as low as $10,000 and goes up to $95,000.

Mechanical breakdown

Theft coverage

40% of our claims are for theft. If you are victim of theft, we help you replace covered items.


Accidental demage

Water damage protection

If a pipe bursts and your apartment becomes a swimming pool, we help you replace your covered personal property.

Mechanical breakdown

Fire, wind & smoke coverage

If your belongings are destroyed by fire, our rental insurance helps with replacement and also covers fire department service charges.

Accidental demage

Medical payment benefits

We'll pay the covered medical expenses if a guest is hurt in an accident on your property.

Mechanical breakdown

Personal Liability Coverage

Protection in the event of bodily injury or damage to someone else’s property for which you are legally liable.


Read more about Renters Insurance

Protect your personal belongings for less than $1/day*

Fire… Theft… Vandalism… a lot of things can happen to a rental property.  And your landlord’s insurance policy only covers the physical structure and not your personal items.  So stuff like your furniture, clothes, TV, and computers to name a few – are at risk.

With Renter’s Insurance from Protect Your Bubble, we can fix that for under $1/day*. 

Great Coverage

Apartments, dorms, and condos are ripe grounds for theft - in fact over 40% of renters’ claims are for theft. If the worst does happen, we make sure your claim is handled in record time and that you get to replace your item without any deduction for depreciation. We also handle claims related to fire and other forms of losses really well too! 

In addition to our core coverage, we also offer optional protection for:

  • Scheduled Property (really expensive jewelry and electronics – like your DSLR camera)
  • Water damage from sewers or drains
  • Earthquakes (available in CA and WA!)

Our deductibles start as low as $100.  And, our personal property coverage level starts as low as $10,000.  This means you can start by protecting just $10,000 worth of your stuff – especially useful if you’re a college student.  Personal liability coverage options start at just $50,000, an important feature that you need if you accidentally cause damage to other apartments or rental units. Keep in mind that coverage limits vary by state.

Easy to Use

Let’s hope you never need to call us.  But if you do, our compassionate and efficient claims team is there 24/7 to help.  We have over 20 years of experience – and have seen just about everything. It’s our job to make sure you get back to living your life.  No catches, no loopholes, no confusion.  Just help when you need it most.

Very Affordable

For less than $1 per day*, you’ll know that your covered personal effects are protected.  And remember, our deductibles start as low as $100.  We also work hard to build in as many discounts as possible depending on your state.  So, you may be eligible for:

  • Credit for tenants required to maintain renter’s insurance coverage as part of a lease agreement
  • Loss free credit
  • Instant credit for buying online

You can pay by the month or all up front.  Paying monthly is especially useful if you’re on a semester system in school, or on a month-to-month rental agreement.  And, if you decide to pay annually, we waive all monthly transaction costs which may save you up to $60 annually.

Ready to get coverage? Get a quote today.

You can arrange coverage up to 90 days before your move and your policy still starts on the first day you move in.  It’s great for those who want to plan ahead – like college students rounding out their semester or other renters who know they will start a new lease term somewhere else in the near future. You can also cancel anytime.

Prefer to talk to someone on the phone to help understand our coverage better?  No problem – call us toll free at 1-866-918-0331 Monday through Friday, 8AM to 8PM EST.  Our claims lines are open 24/7 at 800-358-0600.

*Based on a national average cost of $10,000 personal property coverage, $50,000 personal liability coverage, $250 deductible, and replacement cost. Visit our website for an exact quote based on your state and the amount of coverage you need.

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*Based on a national average cost of $10,000 personal property coverage, $50,000 personal liability coverage, $250 deductible, and replacement cost. Click "next" for an exact quote based on your state and the amount of coverage you need.

The underwriters are American Bankers Insurance Company of Florida, (11222 Quail Roost Drive, Miami, FL 33157; Domicile (FL); NAIC # 10111; authorized to write in Washington, D.C. and all states in the United States), with its home office in Miami , Florida; in MN, American Security Insurance Company, both Assurant Specialty Property companies with a Best's Rating of "A" (Excellent) by A.M. Best Company. In TX, the personal property coverage is underwritten by Ranchers and Farmers Mutual Insurance Company and the personal liability coverage is underwritten by American Bankers Insurance Company of Florida. In Utah, coverage is provided under policy form AJ8850PC-0307. Each insurer has sole financial responsibility for its own products. Your underwriter availability of certain terms depend on your state of residence.

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All insurance products are offered by The Signal, L.P. The Signal, L.P. is a licensed Insurance agency appointed by American Bankers Insurance Company of Florida and American Security Insurance Company. American Bankers Insurance Company of Florida and American Security Insurance Company are Assurant, Inc. companies licensed to offer insurance products. Protect Your Bubble, the Protect Your Bubble logo, Bubble and Squeak and other Protect Your Bubble trademarks, service marks, graphics and logos used in connection with this website are trademarks of Assurant, Inc. in the United States.