It can happen in an instant. Everyone is at risk
Many types of ID theft are on the rise. But one of the most disturbing growth areas is Child Identity Theft. Normally revolving around misuse of Social Security Numbers, children are an easy and profitable target for thieves. They have a clean credit record and ID crimes against them can go unnoticed and unreported for many years.
In the same way you always want to protect your children’s health, happiness and safety, protecting their ID is becoming more and more important. And, with our ID Theft Cover it’s now affordable to give all your family all the protection they need.
Children’s ID Theft. Protecting your family is now child’s play
There are two ways Child ID theft is normally discovered. The first – and the better of a bad bunch – is when a parent starts noticing letters addressed to their kid start arriving. These are normally bills, loan application forms, pre-approved credit cards and federal or state tax forms.
The second – and even more upsetting way – is that after many, many years as they enter adulthood, your child applies for a driving license, a loan, a credit card, a phone connection and they’re turned down with no apparent reason. In a worst case-scenario they may even be arrested for something they haven’t done!
Picking up the pieces of child ID Theft
Resolving child ID theft can be even more complicated and time consuming than dealing with adult ID theft. It often starts with the theft of your child’s social security number (SSN) – and from there a new identity is established. This is then used to claim benefits and to apply for everything from jobs, to loans, credit cards, driving licenses and mortgages.
It’s a big and, as yet, mainly unrecognised problem. A recent assessment of 40,000+ SSNs of children, found that more than 10% of their SSNs were being used by someone other than the child. The survey also showed that these crimes took 334 days to detect and 44 hours to resolve with 17% of children being victimized for a year or longer.
So, it always pays to look after your child’s ID as carefully – and even more carefully – than your own. Unfortunately many cases originate with data being stolen from areas outside your control. Which is why vigilance when it comes to strange letters and application forms addresses to them is vital.
With our ID Theft cover we add another level of protection for your whole family. We check the credit records of your whole family and inform you of any changes. And if the worst happens and your ID is compromised we know every step to take to get your life back to normal.
With our ID Theft protection your family can rely on:
For more information about our ID Theft services check out our program features and benefits.
*Child Identity Theft: New Evidence Indicates Identity Thieves are Targeting Children for Unused Social Security Numbers y Richard Power, Carnegie Mellon CyLab
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