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Home Gadgets Policy Facts
Home Gadget
What makes Protect Your Bubble different?
- We understand how important electronics are in your everyday life - whether its your washer/dryer that never needs to take a day off, your laptop for work or paying bills, or camera that you use every day to catch every moment with your family and friends.
- We have the best warranty prices available with both monthly and one-time payment options.
- Easy claim process with just one call.
- No deductible.
- If your device breaks, we will always pay for the full cost of repair or replacement.
- Cancel anytime (within the first 30 days for a full refund).
- Activate the Lock/Wipe/Locate feature of your protection plan
- Mobile access to your policy in My Bubble
- Mobile access to other PYB protection products
- Games and more!
Protection coverage
Mechanical Breakdown
If your item breaks down after the manufacturer's warranty expires, send it to us and we'll take care of it - or get you a replacement fast.
Accidental Damage
For select devices, we provide accidental damage coverage like dropping your camera in the pool or knocking a cup of coffee on your laptop. Accidents happen - we have you covered.
PC Tech Support
Surge Protection
Food loss reimbursement up to $250 for freezers and refrigerators.
Battery replacement for removable batteries once during your policy term.
Important Policy Terms
Here are a few key numbers for you
to remember about your policy
-
$0
No deductible. -
14
There is a 14 day waiting period before coverage begins. -
365Policy must be purchased within 365 days of the item purchase and the device must still be under the manufacturer's warranty.
-
4
On your fourth repair claim, we will replace your item under our No Lemon policy.
A few more reminders:
- Although we hate to see you go, we understand that things change. So, don't forget that you can cancel your service contract at any time.
- If you cancel in the first 30 days of purchase, you are entitled to a full refund, less the cost of any claims filed.
After 30 days
Single Pay Customers: You are entitled to a prorated refund if you cancel more than 30 days after you purchase your servcie contract. Once cancelled your coverage is effective through the cancellation date. Your prorated refund is based on the number of days remaining in your service contract, less the cost of any claims paid and an administrative processing fee. The processing fee is the lesser of 10% of your service contract's prorated refund or $25.
Monthly Pay Customers: If you cancel after the first 30 days, your service contract is effective through the end of your current billing cycle. At the end of the billing cycle your service contract, and all billing activities, will end.
How to claim and what to expect
-
1
Call toll-free 1-855-PYB-HOME (792-4663) and we will assist you through the claims process (additional documentation may be required). -
2
If approved your claim will be fulfilled using any of the three options below:
In-home service
We will provide you with in-home service for your covered item by scheduling and performing all necessary repairs at your residence.Depot repair
We will provide prepaid level and you will be responsible for shipping the product to our authorized repair facility. We will return your product promptly once we complete all repairs.Replacement
In some cases, we may replace your product with a product of like kind and quality, cash settlement, or gift card.
- Hail damage to my rental car cost me $3,300 last year. If I had Protect Your Bubble car rental insurance my out of pocket expense would have been $0. - Edwin L.
Extra Protection For the Electronics and Appliances You Use Most:
You just got your brand new laptop. As you’re leaving the store with it in hand, have you thought about what you would have to do if you dropped it?
An accidental trip could leave you, and your brand new investment, on the ground. If your screen cracked or your laptop is broken completely, you could be looking at making an identical dent in your wallet to replace it as you did at time of purchase.
An Extended Warranty from Protect Your Bubble gives you the coverage you needs for “Oops!”, “Uh Oh!”, and “…um…What just happened?” so that you can use your favorite appliances and electronics with more peace of mind.
Why should I get an extended warranty for my electronics and appliances?
Our extended warranties go beyond the manufacturer’s warranty to give you extended coverage for an extended amount of time. With a warranty from Protect Your Bubble, you can get coverage for mechanical issues with your device*:
- When your device breaks down, just send it to us and we’ll repair it or replace it with a successful claim.
- Having issues with your computer? We offer PC Tech Support to help you figure things out.
- If you have a power surge that knocks out your device, your covered.
- Did your refrigerator or freezer break down? Not only will we help with your device, but we also offer food loss reimbursement (up to $250) to help you restock.
- Batteries typically break down before the rest of your device. We offer one battery replacement for removable batteries to keep your device going for longer.
- Coverage for the originally packaged components including your mouse, keyboard, speakers, and monitor for a computer.
For even more protection, you can add on an extra level of coverage by adding accidental damage coverage to your warranty (available on select devices**).
With accidental damage protection you'll add coverage for:
- Drops
- Cracked screens
- Liquid Damage,
- And any other accidental break.
Our Policies go beyond great coverage.
Our extended warranties for your home electronics and appliances don’t stop at great coverage for your washer, dryer, laptop, and more. We know that great insurance focuses on keeping things affordable and easy for you with features like:
- A multi-gadget discount – save 10% on each additional policy when you insure more than one item
- Flexible payments – Get month to month coverage with monthly payments or pay all at once for coverage for the full term of your warranty (up to 60 months)
- Anytime Cancelation – If you decide you no longer need your extended warranty, you can cancel anytime; if you’re paid in full, you’ll receive a pro-rated refund for your premium.
As a holiday bonus, we're also taking 25% off of our home gadget warranties. Just use code "holiday25" while getting your free quote.
How does the claims process work?
Making a claim is easy. Call us at 1-855-PYB-HOME (792-4663) and we’ll help you through the process. Once approved, your claim will be fulfilled using any of the three options below:
- In-home service – We will provide you with in-home service for your covered item by scheduling and performing all necessary repairs at your residence.
- Depot repair – We will provide a prepaid label and you will be responsible for shipping the product to our authorized repair facility. We will return your product promptly once we complete all repairs.
- Replacement – In some cases, we may replace your product with a product of like kind and quality, cash settlement, or gift card.
We only use authorized service facilities and a pre-screened network of certified service technicians if your item needs to be fixed to ensure that you get the best quality and service possible. And, if your item needs to be repaired more than three times, our no lemon guarantee will make sure you get a replacement.
*accidental damage protection available on camcorders, laptops, gaming systems, and cameras.
**Terms and Conditions do apply. Please see our sample policy for detai
Ready? Let's get started!
You've got other stuff too, right? We also protect:
The obligor company for Protect Your Bubble Home Gadget products in all states except Florida and Oklahoma is Federal Warranty Service Corporation. In Florida, the obligor and administrator is United Service Protection, Inc. In Oklahoma, the obligor and administrator is Assurant Service Protection, Inc. Protect Your Bubble Home Gadget products are underwritten by American Bankers Insurance Company of Florida or American Security Insurance Company, depending on your state. The companies described here are each an Assurant Solutions company, whose parent company is Assurant, Inc. Assurant, Inc. is a Fortune 500 company and a member of the S&P 500, traded on the New York Stock Exchange under the symbol AIZ. A.M. Best has reaffirmed a stable outlook on the company's ratings and has rated all Assurant Inc. insurance entities A- or better.* With over 30 years in this business, Assurant companies underwrite and/or administer over 56 million extended warranty plans across the United States.
All insurance products are offered by The Signal L.P. The Signal, L.P. is a licensed Insurance agency appointed by American Bankers Insurance Company of Florida and American Security Insurance Company. American Bankers Insurance Company of Florida and American Security Insurance Company are Assurant, Inc. companies licensed to offer insurance products. Protect Your Bubble, the Protect Your Bubble logo, Bubble and Squeak and other Protect Your Bubble trademarks, service marks, graphics and logos used in connection with this website are trademarks of Assurant, Inc. in the United States.