Insurance Products

Smartphone Insurance

smartphone insurance

Stupid things happen: get affordable protection for your Smartphone

  • More than a warranty, see product comparison
  • Covers cracked screens & liquid damage
  • Includes lost & stolen devices
  • Fast replacement*

Smartphone Insurance

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Accidental demage

Accidental damage

It doesn’t matter if it’s one spill or full immersion in a swimming pool – we’ve got your smartphone covered.

Mechanical breakdown

Mechanical breakdown

We cover those increasing complex internal parts that can fail after the manufacturer’s warranty has expired on your smartphone.

Accidental demage

Loss & theft

Over 70% of our claims are due to theft, loss and disappearance, and most warranties won’t cover you if your smartphone is lost or stolen.

Mechanical breakdown


From cracked screens to broken internal parts, we cover the big damage that can result from even the smallest falls.


Accidental demage

Credit monitoring

If your smartphone is stolen, we provide you with the access to your credit so you can monitor it for fraudulent activity for the next three months. It’s a little extra protection that can identify a big problem quickly.

Mechanical breakdown

Cancel anytime

We know life happens and things can change. That’s why we offer policies that can be cancelled at anytime.

Read more about Smartphone Insurance

Mobile Insurance to Cover Your Smartphone Everywhere You Go

Did you know that nearly half of all adults in the US own a smartphone?

According to a 2012 study*, nearly half of the adult population in America is walking around with a smartphone in their pocket, making these devices of the modern era part of our daily essentials.

How many times has your smartphone been damaged, lost, or stolen?

When you use something every day, it's bound to get a few knocks or breaks along the way. An accidental drop can leave you with a cracked screen, or you could spill drink on your phone at the table. Have you ever left your smartphone behind on the counter, or had one stolen from a locker?

When you’re phone is gone, so are all of your contacts, your addresses, your maps, and more; while you don’t want to go without your phone, replacing your phone can cost hundreds of dollars and be a hassle if you’re not prepared for it.

How can Smartphone Insurance help?

Don’t let accidents, loss, theft, or technical malfunctions get in the way of your daily life and the information you need. Protect Your Bubble’s Mobile Insurance gives you peace of mind so that, should something happen to your phone, you don’t have to worry about a costly replacement and can get a replacement phone fast.

For just $7.99/month Protect Your Bubble Smartphone Insurance protects your mobile phone from:

  • Broken or shattered screens - If your toddler tosses your phone or you drop it and damage it you’re covered with our insurance.
  • Liquid or water damage – Accidentally set your mobile in water on the table, or did your cell take a dip in the pool? Our smartphone insurance covers that.
  • Lost or stolen phones – Did you leave your mobile phone somewhere or was it stolen? Upon claim approval, we’ll send you a replacement device of the same model.
  • Mechanical malfunctions – The phone exterior isn’t the only part of your mobile device that can break. Internal parts that can easily break or malfunction; our mobile insurance goes beyond the manufacturer’s warranty to protect you in case your device catches a bug or breaks down.

How can I get coverage for my smartphone?

We work to not only give you great coverage at a low price, but to also make it easy to use. You can get started with a smartphone insurance policy in just three easy steps.

  1. Tell us about your smartphone (please note that to insure your smartphone must be 12 months old or newer to receive coverage)
  2. Choose your payment preference (monthly or single payment) and enter your information
  3. Get email confirmation of coverage within minutes

Ready to get started? Get a free quote today. Interested in insuring your other gadgets? Check out our additional comprehensive gadget insurance coverage here; when you insure two or more items together you'll save 10% on your policies.

*Pew Internet Study, March 2012

Download our app for iPhone and iPad at the App store today. Stay tuned for your Android App coming soon!

Download the App now

When insuring multiple devices, you will get a 10% discount on every additional policy!

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*We will send you a replacement device upon the approval of your claim and if your device is in stock. We reserve the right to send you compensation for the device in the form of a check in cases where your replacement device is not in stock.

In Florida, accidental damage and mechanical breakdown coverage are provided by an extended service contract through United Service Protection, Inc.

The Protect Your Bubble Mobile Gadget products are underwritten and administered by American Bankers Insurance Company of Florida or American Security Insurance Company, depending on your state. American Bankers Insurance Company of Florida and American Security Insurance Company are each an Assurant Solutions company, whose parent company is Assurant, Inc. The principal place of business for American Bankers Insurance Company of Florida is 260 Interstate North Circle, S.E. Atlanta, GA 30339; Domicile (FL); NAIC # 10111; authorized to write in Washington, D.C. and all states in the United States. Assurant, Inc. is a Fortune 500 company and a member of the S&P 500, traded on the New York Stock Exchange under the symbol AIZ. A.M. Best has reaffirmed a stable outlook on the company's ratings and has rated all Assurant, Inc. insurance entities A- or better.

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All insurance products are offered by The Signal, L.P. The Signal, L.P. is a licensed Insurance agency appointed by American Bankers Insurance Company of Florida and American Security Insurance Company. American Bankers Insurance Company of Florida and American Security Insurance Company are Assurant, Inc. companies licensed to offer insurance products. Protect Your Bubble, the Protect Your Bubble logo, Bubble and Squeak and other Protect Your Bubble trademarks, service marks, graphics and logos used in connection with this website are trademarks of Assurant, Inc. in the United States.