Insurance Products

Mobile Insurance

Cell phone, smartphone and gadget protection

Have you ever gone a few days without your mobile phone? It can feel like you’ve been completely cut off – from friends, family, work, music and your social life!

That’s why mobile insurance makes such great sense. Because
for a small price every month you know that if your phone is stolen,
lost or damaged, you can get a new one fast – without
breaking the bank.

  • More than a warranty, compare below
  • Covers cracked screens & liquid damage
  • Includes lost and stolen devices
  • Fast replacement - next day*
  • Starting at $7.99 per month

Mobile Insurance

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A closer look at what our insurance for mobile phones covers

Accidental damage

Accidental damage

From a cracked screen to dents, smashed cases and broken buttons we’ll make sure damage doesn’t hold you back.

Mechanical issues

Mechanical issues

If your phone breaks down and it’s not covered by the warranty, our insurance will protect you and get your phone fixed or replaced.

Liquid damage

Liquid damage

We’re always told we need to keep hydrated, but your phone doesn’t! So, if yours is damaged by liquid we’ve got you covered

Loss or theft

Loss or theft

Despite how much your smartphone means to you, it’s all too easy to lose it. And with thieves loving smartphones too, theft is a real possibility. So we give you next day replacement after an approved claim so you can get on with life.



With coverage from only $7.99/month it won’t break the bank to protect yourself.

Cover goes way beyond a warranty

Cover goes way beyond a warranty

Warranties typically cover mechanical breakdown and not much else. So, just because your phone is new and has a warranty don’t assume you’re covered. Loss, theft and liquid damage are often excluded.

Read more about Mobile Insurance

The case for mobile insurance

Smartphones are pretty amazing devices when you think about them. They’re diaries, web browsers, games console, music centre, library, social media hubs, route finders, watches, notebooks… you can even make calls with them!

In just a few short years they’ve gone from a novelty to a necessity – and today being without your smartphone leaves you feeling lost. But they do get lost – and broken, damaged or stolen. If that happens there are two big things to think about: How do I get a new phone fast? And how do I pay for it?

The answer is insurance. Many people rely on their home insurance or warranty for coverage, but we thought we’d give you a bigger picture of the mobile insurance market so you can make an informed decision.

Is a mobile phone warranty worth relying on?

The answer is, only if you think your phone might have a mechanical breakdown. Warranties aren’t there for lost, damaged or stolen phones. They simply guarantee to fix your phone if it has a mechanical failure. And the warranty is limited typically only lasting for 12 to 18 months.

Home Insurance

Many home insurance policies cover gadgets. Which is great you may think. Well, check the small print first, or you could be in for a big shock if you need to make a claim.

First and foremost look at the excesses you might have to pay if you claim on your home insurance. Typically these excesses are larger – and could run into hundreds of dollars.

Then have a think about the impact of your claim on your premium. If that goes up after you’ve claimed you could once again be left out of pocket.

Next, check the exclusions on your home insurance policy - and just how far you’re covered for. Some home insurance coverage ends when you walk out the door! And given that your mobile goes everywhere with you, having insurance that doesn’t is very helpful.

Finally, just what kind of a service do they offer? If it’s going to take weeks to make claim you could be left adrift – or having to fund your new phone purchase yourself. Dedicated insurance for mobile phones, like Protect Your Bubble’s, offers 24 hour replacement for approved claims.

Dedicated mobile insurance does the job

If you want protection that covers all the bases, the best option is dedicated mobile phone insurance.

With Protect Your Bubble you can cover yourself against theft, loss, damage and breakdown – and all from just $7.99 a month. That’s a small price to pay for a lot of protection.

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*We will send you a replacement device upon the approval of your claim and if your device is in stock. We reserve the right to send you compensation for the device in the form of a check in cases where your replacement device is not in stock.

In Florida, accidental damage and mechanical breakdown coverage are provided by an extended service contract through United Service Protection, Inc.

The Protect Your Bubble Mobile Gadget products are underwritten and administered by American Bankers Insurance Company of Florida or American Security Insurance Company, depending on your state. American Bankers Insurance Company of Florida and American Security Insurance Company are each an Assurant Solutions company, whose parent company is Assurant, Inc. The principal place of business for American Bankers Insurance Company of Florida is 260 Interstate North Circle, S.E. Atlanta, GA 30339; Domicile (FL); NAIC # 10111; authorized to write in Washington, D.C. and all states in the United States. Assurant, Inc. is a Fortune 500 company and a member of the S&P 500, traded on the New York Stock Exchange under the symbol AIZ. A.M. Best has reaffirmed a stable outlook on the company's ratings and has rated all Assurant, Inc. insurance entities A- or better.

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All insurance products are offered by The Signal, L.P. The Signal, L.P. is a licensed Insurance agency appointed by American Bankers Insurance Company of Florida and American Security Insurance Company. American Bankers Insurance Company of Florida and American Security Insurance Company are Assurant, Inc. companies licensed to offer insurance products. Protect Your Bubble, the Protect Your Bubble logo, Bubble and Squeak and other Protect Your Bubble trademarks, service marks, graphics and logos used in connection with this website are trademarks of Assurant, Inc. in the United States.