Insurance Products

Cell Phone Insurance

cell phone insurance

Stupid things happen: get affordable protection for your cell phone

  • More than a warranty, see product comparison
  • Covers cracked screens & liquid damage
  • Includes lost & stolen devices
  • Fast replacement*

Cell Phone Insurance

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Accidental demage

Accidental damage

It doesn’t matter if it’s one spill or full immersion in a swimming pool – we’ve got your cell phone covered.

Mechanical breakdown

Mechanical breakdown

We cover those increasing complex internal parts that can fail after the manufacturer’s warranty has expired on your cell phone.

Accidental demage

Loss & theft

Over 70% of our claims are due to theft, loss and disappearance, and most warranties won’t cover you if your cell phone is lost or stolen.

Mechanical breakdown


From cracked screens to broken internal parts, we cover the big damage that can result from even the smallest falls.


Accidental demage

Credit monitoring

If your cell tphone is stolen, we provide you with the access to your credit so you can monitor it for fraudulent activity for the next three months. It’s a little extra protection that can identify a big problem quickly.

Mechanical breakdown

Cancel anytime

We know life happens and things can change. That’s why we offer policies that can be cancelled at anytime.

Read more about Cell Phone Insurance

Because your cell phone is your lifeline. 

When you first hear the phrase "cell phone insurance", your first reaction could be to dismiss the idea. Your cellphone has a warranty, and your homeowner's insurance has it covered, right? Not exactly. There are limitations to what your homeowner's insurance can cover for your cellphone, and your phone's warranty doesn't cover everything either.

Your cell phone is your lifeline to the world; it's how your family keeps in touch, how you navigate when you need directions, and how you keep your daily life organized. Without it you could be left without essential information for your day.

Protect Your Bubble covers all of your favorite models, including the newest smartphones on the market:

Whether you're an Android user, an iOS fan, or just love the cell phone model that you have, your phone can be covered with our comprehensive cell phone insurance, giving you peace of mind as you go about your day.

With insurance for your cell phone, you'll get a replacement device after an approved claim in case of:

  • Accidental Damage - For when your phone suffers a crack or break from being dropped
  • Liquid/Water Damage - For when your phone decides to go for a swim in your drink or the sink
  • Theft or loss - If your phone is taken or your lose it 
  • Mechanical Breakdowns - For when your phone suffers electrical damage or other failure
  • Cracked Screens - For when the glass of your screen is damaged by an accident

Protect Your Bubble is all about giving you the coverage you need in the easiest way possible. We don't make you jump through hoops to get insurance; instead, getting protection with us is a simple process that you can complete in minutes.

You can start your coverage with just three easy steps:

  1. Tell us about your cell phone (Carrier, model, etc)
  2. Choose whether you prefer monthly or single payment and tell us your payment information
  3. Get your coverage and a confirmation email within minutes

Get a free quote today to learn more about our coverage and to start protecting your cell phone. When signing up for cell phone insurance, please note that we can only insure devices that are 12 months old or newer. 

Download our app for iPhone and iPad at the App store today. Stay tuned for your Android App coming soon!

Download the App now

When insuring multiple devices, you will get a 10% discount on every additional policy!

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*We will send you a replacement device upon the approval of your claim and if your device is in stock. We reserve the right to send you compensation for the device in the form of a check in cases where your replacement device is not in stock.

In Florida, accidental damage and mechanical breakdown coverage are provided by an extended service contract through United Service Protection, Inc.

The Protect Your Bubble Mobile Gadget products are underwritten and administered by American Bankers Insurance Company of Florida or American Security Insurance Company, depending on your state. American Bankers Insurance Company of Florida and American Security Insurance Company are each an Assurant Solutions company, whose parent company is Assurant, Inc. The principal place of business for American Bankers Insurance Company of Florida is 260 Interstate North Circle, S.E. Atlanta, GA 30339; Domicile (FL); NAIC # 10111; authorized to write in Washington, D.C. and all states in the United States. Assurant, Inc. is a Fortune 500 company and a member of the S&P 500, traded on the New York Stock Exchange under the symbol AIZ. A.M. Best has reaffirmed a stable outlook on the company's ratings and has rated all Assurant, Inc. insurance entities A- or better.

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All insurance products are offered by The Signal, L.P. The Signal, L.P. is a licensed Insurance agency appointed by American Bankers Insurance Company of Florida and American Security Insurance Company. American Bankers Insurance Company of Florida and American Security Insurance Company are Assurant, Inc. companies licensed to offer insurance products. Protect Your Bubble, the Protect Your Bubble logo, Bubble and Squeak and other Protect Your Bubble trademarks, service marks, graphics and logos used in connection with this website are trademarks of Assurant, Inc. in the United States.