Insurance Products

Smartphone insurance for NYC residents

Smartphone insurance for New York and beyond

  • More than a warranty, see product comparison
  • Covers cracked screens & liquid damage
  • Includes lost & stolen devices
  • Fast replacement*

New York Smartphone Insurance

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Accidental demage

Accidental damage

It doesn’t matter if it’s one spill or full immersion in a swimming pool – we’ve got your mobile gadget covered.

Mechanical breakdown

Mechanical breakdown

We cover those increasingly complex internal parts that can fail after the manufacturer’s warranty has expired.

Accidental demage

Loss & theft

More than half of our claims are due to theft or loss  – most policies won’t cover you if your device is lost or stolen.

Mechanical breakdown


From cracked screens to broken internal parts, we cover the big damage that can result from even the smallest falls.

Accidental demage

Credit monitoring

If your device is stolen, we provide you with access to your credit score for the next three months so you can monitor it for fraudulent activity.

Mechanical breakdown

Cancel anytime

We know life happens and things can change. That’s why we offer policies that can be cancelled at anytime.

Read more about New York Smartphone Insurance

Smartphone Insurance for the New York Lifestyle

While the city of New York carries the reputation as "The City That Never Sleeps" it's the New Yorkers that call it home that earned the title. NYC residents are constantly on the go whether for fun, business, or something in-between. Protect Your Bubble knows that your smartphone goes with you wherever you go, and with a busy New York lifestyle, your phone is exposed to thousands of risks, from accidental drops to being stolen on the subway.

If something were to happen to your phone it could bring your day-to-day schedule to a grinding halt faster than someone blocking the box in 5 o'clock traffic. Our comprehensive cell phone insurance covers your device for
potential risks, including:

  • Mechanical breakdowns: When your phone experiences mechanical or electrical failure
  • Accidental damage: When you drop your phone, crack a screen, step on it, etc.
  • Liquid damage: From puddles to toilets and even the Atlantic, you're covered
  • Loss or theft: When you lose your device, or for when someone steals it

If something does happen to your phone, simply file a claim. Upon claim approval, we'll get a replacement device to you quickly if we have your device in stock; if not, we'll send you a check so that you can replace your device.

You can start a policy in a New York minute:

  1. Enter basic information about your cell phone
  2. Choose whether you'd prefer monthly payments or single payment, then enter your payment information
  3. Receive a policy confirmation in your inbox.


It's important and required that you sign your device up for coverage less than 12 months after purchase.

Download our app for iPhone and iPad at the App store today. Stay tuned for your Android App coming soon!

Download the App now When insuring multiple devices, you will get a 10% discount on every additional policy!

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*We will send you a replacement device upon the approval of your claim and if your device is in stock. We reserve the right to send you compensation for the device in the form of a check in cases where your replacement device is not in stock.

In Florida, accidental damage and mechanical breakdown coverage are provided by an extended service contract through United Service Protection, Inc.

The Protect Your Bubble Mobile Gadget products are underwritten and administered by American Bankers Insurance Company of Florida or American Security Insurance Company, depending on your state. American Bankers Insurance Company of Florida and American Security Insurance Company are each an Assurant Solutions company, whose parent company is Assurant, Inc. The principal place of business for American Bankers Insurance Company of Florida is 260 Interstate North Circle, S.E. Atlanta, GA 30339; Domicile (FL); NAIC # 10111; authorized to write in Washington, D.C. and all states in the United States. Assurant, Inc. is a Fortune 500 company and a member of the S&P 500, traded on the New York Stock Exchange under the symbol AIZ. A.M. Best has reaffirmed a stable outlook on the company's ratings and has rated all Assurant, Inc. insurance entities A- or better.

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All insurance products are offered by The Signal, L.P. The Signal, L.P. is a licensed Insurance agency appointed by American Bankers Insurance Company of Florida and American Security Insurance Company. American Bankers Insurance Company of Florida and American Security Insurance Company are Assurant, Inc. companies licensed to offer insurance products. Protect Your Bubble, the Protect Your Bubble logo, Bubble and Squeak and other Protect Your Bubble trademarks, service marks, graphics and logos used in connection with this website are trademarks of Assurant, Inc. in the United States.