So you went and lost your phone, gotten completely out of whack that you don’t know where you put it. All diligent search is futile, your precious phone is nowhere to be found. One good thing from this is that you have it insured, so how do you file a claim and make sure that it gets approved and that you will get a new phone? Here are 3 useful tips to ensure that your mobile gadget insurance claim will be approved.
1. Complete your requirements
Of course filing a claim is not as simple as calling your insurance company and saying “I lost my phone” or “my phone is broken”, you have to provide them with proper documentation on how the phone got lost as well as the usual documentary requirements like your insurance policy, proof of ownership, receipts, proper identification and all those stuff. Yes, it may be a bit tedious to accomplish but ensuring that you keep all your pertinent documents intact and ready to be submitted at a moment’s notice will allow you the opportunity to file a complete claim quickly.
2. File Necessary Reports
This is rather important for theft of your mobile gadget, having a ‘police report’ is important so that your insurance company will have proof that your phone got stolen indeed and the police report will substantiate this claim. It is an important facet in ensuring that you are not making a fraudulent claim and yes the insurance company is not saying you are but it’s a way they protect themselves from others who will do so. They are not pinpointing you, it’s just the standard of doing things to ensure safety and security both for you and for the company as well.
3. Pay the Necessary Fee Immediately
Another reason that a claim might get delayed is that you don’t pay the deductible at once, so once your claim has been approved make sure you send through the payment for the deductible immediately to ensure that your claim will be processed at once.
Usually, once your claim has been approved and you have paid the deductible, the insurance will send through your replacement phone promptly. Filing a claim need not be a complicated task, right?
In this regard it might be a good idea to pick an insurance company that makes the claims process a simple task. If you want to insure your mobile gadget and ensure that you are getting the best insurance possible at an affordable rate, then you might want to give protect your bubble a go, offering complete insurance package for your gadget, easy terms and easy claiming process as well. You can’t go wrong with Protect Your Bubble mobile gadget insurance.