Columbus Day is approaching and you’re ready to enjoy the extended weekend. Find out how Columbus could have used insurance protection for his travels as I drop some historical knowledge on you. La Santa María de la Inmaculada Concepción (Spanish for The Holy Mary of the Immaculate Conception), or La Santa María, was the largest of the three ships used by Christopher Columbus in his first voyage. The Santa Maria was no longer than 70 feet and history portrays it as an ugly and slow-moving ship, yet she has come to symbolize the spirit of adventure as she carried Christopher Columbus and his crew to the new world.
As history narrates, after engaging in festivities and drinking, Columbus ordered the crew to continue sailing to Cuba late into the night. One by one the crew members fell asleep until only a cabin boy was steering the ship, causing it to run aground off the present-day site of Cap-Haïtien, Haiti, on 24 December 1492, sinking the next day.
Although travel insurance was nonexistent during the Columbus voyage, we couldn’t help but wonder “what if travel insurance was available back then?” Would it be just as valuable back then as it is in today’s generation? Here are 4 reasons on how the Columbus voyage on the Santa Maria could have used travel and rental car insurance:
Lost & Damaged Property
As in any shipwreck, there’s likely to be a lot of lost and damaged property. Columbus lost almost everything on the Santa Maria during that fateful Christmas – food, clothing, weapons, and most importantly rum. Luckily he still had his other 2 ships intact. With travel insurance, passengers can file claims for their missing possessions. Any valuables that weren’t recovered after the sinking would have been covered by Columbus’ travel insurance.
Travel problems are unpredictable, whether you think it will or not. Despite your best-laid plans and preventative measures. Sure, Columbus and his crew were expert travelers, but they were no exception to a dire situation. Columbus ran his ship aground with no option but to salvage his ship for materials. When the unfortunate happens, without insurance you’re basically screwed. With travel insurance, you are protected from unexpected travel predicaments.
Travel medical and health insurance plans today would have been of great use back in 1492. With this type of insurance, instant medical intelligence at your fingertips that can help with most medical conditions is extremely valuable. Columbus and his crew suffered all sorts of common ailments during that time – scurvy, gangrene, and dysentery! It would have been ideal to have a 24/7 emergency medical assistance for frequent travelers such as Columbus.
More like rental boat! Columbus convinced Juan de la Cosa, the owner of the Santa Maria, to let him use the ship. Columbus was effectively renting the ship from Cosa. And of course, Columbus shipwrecked the Santa Maria – how inconvenient. With rental car insurance (or rental boat in this case), Columbus would have been covered for severely damaging the Santa Maria. Instead, he was at the mercy of Cosa and forever indebted.
These days, travelers can resort to travel insurance especially when casualty arises from unforeseeable events where there is a risk of financial loss. If there’s anyone that could benefit from travel and rental car insurance, then it would be the travelers of the Columbus Voyage.