5 Best American 4th of July Destinations

fireworks 4th of july

Nothing says Independence Day quite like a thundering and colorful pyrotechnics display. If you’re lucky enough to be in any of the best holiday destinations this 4th of July, you’ll have a front row seat to some of the nation’s most dazzling fireworks spectacles. Whether you plan on spending the holiday in the nation’s capital, a sunny beach, or even the Big Apple, you can soak up patriotic spirit while marveling at colorful explosions that light up the night sky. There’s plenty to do for people of all ages, activities such as historic tours, parades, and concerts are all available.

If you are planning to travel for the upcoming holiday and haven’t decided where you want to go, we’ve compiled the 5 best 4th of July destinations for you.

 

1. Las Vegas

If you are partygoer who wants to live it up, Las Vegas is the city to be in. In this city, partygoers can drink all day and night anywhere they please as public consumption of alcohol is legal on the Strip. The partying doesn’t stop in Las Vegas with the multitude of casinos and clubs available. The world’s largest observations wheel recently opened up.  The 550 ft High Roller gives an unrivaled view of the Strip and is stationed at the LINQ, a new outdoor shopping and entertainment district. While in Vegas, be sure to check out the virtual fireworks show on the Viva Vision canopy at the Fremont Street Experience, or even better, witness the real thing — times nine — as nine different Stations Casinos properties display fireworks simultaneously.

las vegas fireworks

2. New York

At some point in their life, every American must make their destined trip to New York. It is home to the Macy’s Thanksgiving Day Parade and the widely-watched New Year’s Eve Ball Drop in Times Square.  When traveling to the city for 4th of July, you can see a Mets game and fireworks in the evening. You and the family can enjoy the Macy’s Fireworks Spectacular display over the East River, where it was previously stationed on the Hudson River. New York City delivers one of the biggest 4th of July firework displays in the nation and will be lighting up the Brooklyn Bridge this special evening.  The event will be hosted by the hilarious Nick Cannon and feature entertainers such as Lionel Richer, Ariana Grande, Enrique Iglesias, and Miranda Lambert.

NYC Fireworks

3. New Orleans

Here’s another city where the party keeps going. A reveler seeking a nonstop party must consider New Orleans as a 4th of July destination. Similar to Las Vegas, people can publicly drink while walking on the streets.  More importantly, New Orleans is known for their delicious food and good vibes music in a fun atmosphere. If you and the family would like to visit the Aquarium of the Americans on the riverfront, the Audubon is offering $4 off on any single adult or child ticket. At night, the city celebrates the Fourth of July with a “Dueling Barges” fireworks show on the banks of the Mississippi River as 2 ships fire of a spectacular display of fireworks.

new-orleans-fireworks

4. Chicago

The 4th of July is a great time to plan a summer vacation in Chicago. The city is in full swing from the painful winter and summer is the time to take full advantage of the lakefront beaches. Navy Pier combines fireworks over Lake Michigan with a festival vibe: The waterfront Pier Park includes a musical carousel and—of course—warm, delicious food. Navy Pier also has world famous DJ AfroJack playing on July 5th for an outdoor concert so get your glowsticks ready!

fireworks-chicago

5. Washington DC

There’s perhaps no better place to celebrate the 4th of July than in our nation’s capital. The National Mall, with the U. S. Capitol and Washington Monument in the background, creates a stunning backdrop to the country’s 4th of July celebrations. This all-day event in the nation’s capital kicks off with a parade along Constitution Avenue from NW 7th to 17th Streets. During the day, you can enjoy readings of the Declaration of Independence at the National Archives, dance performances and cooking demonstrations at the Smithsonian Folklife Festival, and an evening concert by the National Symphony Orchestra on the West Lawn. The night ends with a spectacular display of fireworks over the Capitol Building and Washington Monument caps off an unforgettable day in history-rich D.C.

DC 4th of july

The 4th of July is a special day to Americans. This Independence Day promises to offer something for everyone. A visit to any of these top cities will result in a grand time for the whole family. With the high number of travelers expected this holiday summer, you can be proactive and protect yourself with travel insurance or rental car insurance.


 

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3 Things You Didn’t Know About Renter’s Insurance

new apartment

What is renter’s insurance really all about? Renter’s insurance is protection intended for anyone who rents an apartment, home, or other live-in arrangements. Many tenants tend to think their landlord’s insurance will cover the damages to their personal possessions, but it won’t. Your landlord’s insurance only covers the building you live in. Purchasing a policy protects you if your items end up in the hands of criminals and more importantly, if there’s a disaster like a fire that ravages your home.

 

Do you need more information on renter’s insurance before you decide on purchasing a policy? Here are 3 things you may not know about your homeowners or renters coverage.

 

1. Personal Liability

 

Renter’s insurance does not just cover your property. It can protect the tenant from personal liability if someone hurts themselves while in the property being rented or if someone else’s personal property is damaged while at the rental property. The liability coverage in a customer’s policy can protect them from being sued for medical bills and other costs.

injury on property

2. Alternate Living Expenses

 

Renter’s insurance can also cover alternate living expenses if there is an accident. Everyone knows that accidents can happen. A tornado could tear down your home or a fire could burn it down. In any of these scenarios, it is obvious that you cannot move back in the very next day. You have to wait for everything to be repaired. Because of this you will need to find somewhere else to stay. Renter’s insurance can cover a portion of your living expenses, most of the time, while you wait for the repairs to be finished. This type of policy is a safety net for these types of situations. fire insurance

3. Replacement of Important Items

 

It’s no fun if you lose a suitcase while traveling and is extremely frustrating.  Most airlines will only reimburse a customer up to a limited amount, which in most cases are far less than the lost items were worth.  Fortunately, renter’s insurance may cover the remaining cost of the lost items, which makes these policies all the more valuable to renters who frequently travel. What happens if your car is broken into and a large quantity of personal property is stolen? Most auto insurance policies have a limited coverage for property stolen in the vehicle, but your homeowner’s insurance can pick up the slack. In fact, your homeowner’s policy can cover your personal property anywhere in the world.

travel lost luggage

Renter’s insurance may seem unnecessary until you are subject to an unfortunate event. Only then you realize you should have it.  You’d be surprised to know that purchasing a policy is relatively inexpensive. The right renter’s insurance policy is a smart investment of your time and purchasing a good policy is a smart use of your money.  Renter’s insurance can vary widely, be sure to check out PYB’s Renter’s Insurance page to see the full coverage details of our protection plan.

 


 

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5 Moving Tips That Make Professional Movers Envious

overloaded moving truck

Moving Like A Boss

Moving is one of the biggest household tasks there is and it can be an overwhelming, stressful hassle. By knowing what you need to get done in advance will keep the moving chaos at arm’s length and help put your mind at ease when the actual big moving day arrives.

 

Moving doesn’t have to be an unpleasant activity. Below are 5 pro moving tips to ease the pain and stress of moving. To keep the moving ruckus at bay, utilize these tips to prepare yourself for moving day.

 

juggling moving boxes

Juggling moving boxes like a boss

1. Get Organized in Advance

 

Leaving anything until the last minute is a disaster waiting to happen. If you plan accordingly, you should have at least 30 to 60 days to come up with a plan to ensure that moving day runs smoothly. A great idea would be to create an itemized list of what needs to be accomplished each week prior to the big day. Protip: Prior to moving, you should sell unnecessary items, get packing supplies, prospect professional movers, and purchase a 12-pack of Coors Light which will reduce stress during moving.

 

Grandpa drinking

Grandpa chugs a beer for every box he loads onto the truck

2. Label All Boxes

 

This is a very important step in your moving process. Although it can be a little tedious, it will prove to be advantageous because it will help ease the burden of unpacking later. By labeling each box, you won’t have to guess what’s in each box as if you were playing the game Clue. With labeled boxes, you will know which item goes where in your new home. Protip: For fragile items, make sure you label the box FRAGILE! with an exclamation point!

 

unmarked boxes

It took this couple 2 months to find their shake weight

3. Clear a Path to Success

 

Make it safe and easy for the movers and yourself to get in and out of your house by getting rid of all obstacles. Remove low hanging items such as hanging plants and wind chimes. Clear out all doorways, floor mats, potted plants, and planters. Disconnect the spring on your screen door so that it can stay open during the entire loading process. Protip: Attach a convenient store, doorway sensor that makes an alarm sound when someone enters.

 

blocked doorway

This won Gold at the 3rd Annual Obstructed Doorways Competition

4. Prepare Your Movers

 

Before the driver leaves for your new house, ensure that you completely understand all the paperwork. Don’t sign it if there is something there that you are confused about. Note down any information the driver has to keep the communication lines open, like a mobile number or satellite tracking details. Also provide the driver with your contact information. Prior to the driver’s departure, try to get as many details as you can about his/her plans for delivering all your stuff. With due diligence, you can properly confirm that your driver will be able deliver your goods intact. Protip: Make sure the driver has a valid driver’s license and no vehicular manslaughter charges on his or her driving record.

 

ryder-truck-accident

Ironically, this Ryder driver was previously a bus driver

5. Take One Last Sweep

 

Take one last sweep of your old house before leaving. Look through all closets, cabinets, shelves, attic, storage unit, garage, basement, and under the stairs. This is a critical step because you do not want to find out later that something was left behind like your dog, Rufus. Protip: If you accidentally left Rufus behind, find a window to crack open and pour Kibbles N’ Bits through the crevice.

Rufus lost and found poster

Moving doesn’t have to be a burden. It can be fun and memorable experience. Minimize the stress of moving day with these pro tips!  If you’re moving into a new rental home or apartment, make sure your renters insurance has the coverage you’re looking for.

 


 

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The Rise of Rent & Renting in America

The economic downturn that began in 2008 severely affected many people across the nation.  The consequences have been long lasting as the gradual recovery continues 6 years later.  With the onset of high unemployment rates, home foreclosures, diminished wages, and rising student loan debts, more Americans have resorted to renting during the recession and its slow recovery.  The demand for rental units has sent shockwaves throughout the rental market and has caused the number of single-family rental units to elevate accordingly.  In the face of unprecedented demand, rental prices continue to increase as American families struggle to recover from the Great Recession.

 

During the recession, the unemployment rate skyrocketed as American workers from all sectors of the economy lost their jobs.  In a matter of a year, the unemployment rate rose from 5% to over 10% during 2008-2009.  To make matters worse, the percentage of the long term unemployed peaked at 45% of the total unemployed population in 2011 and still remains high today at a rate of 37%, which is more than double the pre-recession level of 18%.  These bouts of elongated unemployment detrimentally affect US families permanently as current financial equity and future potential earnings plummet with each passing week.

 

Foreclosure SignForeclosures became rampant in 2009 and 2010 as homeowners could no longer make payments on their mortgages, many of which were considered subprime.  There were 4 million foreclosures during the period from 2008 to 2012, resulting in an average rate of 83,000 foreclosures a month.  From 2000 to 2006, that rate was only 21,000 a month.  These massive losses effectually wiped out home equity for millions of Americans.  This has driven Americans to rent like never before.   Some analysts predict that foreclosures could rise again in 2014 as the tax exemption passed in 2007 on mortgage debt forgiveness expired at the end of 2013.

 

During the recession, older Americans were hit hard and the economic effects subsequently reached the young adults of our country in a domino-like fashion.  Often referred to as Millennials or Gen-Y, young Americans endured an unrelenting struggle as youth unemployment spiked to a rate 19.6% in 2010.  While the youth unemployment rate has improved, it still remains high in 2014.  Underemployment is another issue that is often overlooked when talking about the state of the job market.  Many young college graduates have taken part-time jobs that don’t require a degree (think baristas and retail clerks) as the stagnating economic recovery continues to hamper job growth.  The level of student loan debt rises each year as the cost of higher education continues to expand like the Big Bang.  According to the nonprofit organization, Institute for College Access & Success, 71% of recent college graduates took out student loans last year.  The average debt of those loans totaled $29,400 per borrower.

 

Student Loan DebtAs expected, young Americans have become saddled down in student debt and stuck in low wage limbo to afford a house any time soon.  First time homebuyers represented only a third of housing purchases last year, well below the historical norm.  Many Americans have realized that the cost of owning a home is out of their grasp and have accepted their fate of renting.  The rapid rise in home prices and mortgage rates in 2013 certainly has not helped potential home buyers.  More Americans have delayed purchasing a home as the unsustainable jump in home prices do not reflect the economic reality for most Americans.  According to the Census Bureau, 18% of single family homes are considered rentals, an increase from 15% in 2006.  Housing markets that suffered near meltdowns in foreclosures during housing crash seemed to have the highest rates of rental occupancy.  Las Vegas has a rental rate of 29% for single family homes, a large jump from 19% in 2006.  Stockton, CA has a share of 32% (the highest in the top 100 metro areas), up from 24% in 2006.

 

Not only has the popularity of renting risen, the cost of rent has surged upwards too.  According to the Harvard Joint Center for Housing Studies, more than 50% of US renters spend more than 30% of their income on housing for the first time ever.  This is frighteningly clear for two reasons.  Real median income has fallen 13% from 2000 to 2012 and the demand for rental units has spiked causing rental prices to rise.  In 2011, 11.8 million low income renters vied for 6.9 million rental units considered affordable at that income threshold, equating to a shortfall of 4.9 million units.  On top of monthly rental payments, renters are also subjected to rising utility costs such as water, electricity, sewage, and natural gas.  Additionally, most landlords require their tenants to purchase renters insurance to reduce financial risks for both parties.

 

Although the economy is gradually recovering to its pre-recession levels, many Americans are still reeling from the devastating effects of the recession in 2008.  The economic and social landscape for both old and young Americans has been altered irrevocably.  Unemployment and underemployment remain at unacceptable levels, pre-recession equity has been wiped out, wages have diminished and become stagnant, and student loan debt is being called the next bubble.  Welcome to the era of renting in America.

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Renters Tips—Reducing Cold Weather Risks

Believe it or not, house fires are actually more common during the winter than in any other season, as reported by the US Fire Administration. This is due to the fact that people will inevitably use their fireplaces and heating equipment to stay warm. While it is generally safe to use these heaters, some people do not practice safety measures when using them. This is true among renters who believe that their property is covered by their landlord’s insurance.

 

It is good to know that fire incidents are very costly and this can be more expensive when there is no renters insurance. Renters’ insurance is a great way to protect the property in times of dangers like theft, damage, and other catastrophes. In fact, there are insurance companies that offer full coverage on valuable items. In addition, consumers can get policies that provide further protection on items such as furniture, jewelry, collectibles, and many more.

 

With the benefits of renters insurance, it is no wonder why many landlords require renters to have it. It makes sense for protecting the property and the renters themselves.

 

Here are some easy tips you can implement to help reduce property dangers this winter:

  1. The temperature of the house should never go below 55 degrees.
  2. Since there are more cases of fire during the winter, it is best to test the smoke alarm to ensure proper functionality. Along with it, be sure that the chimneys are clean especially when a fireplace is to be used.
  3. The water lines can freeze so be sure to keep faucets slightly dripping to help prevent bursting pipes.  Additionally, gutters should be cleaned thoroughly to avoid any clogs.

These tips can not only save on expenses, but can keep the renters and the property itself in good condition this winter.  But for more information on renters insurance, visit protectyourbubble for more information and a free quote.

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3 Holiday Safety Tips Renters Need to Remember

Holiday is the time of merry-making: parties, decorating, cooking, and of course, holiday vacation with family and friends. With the many splendid moments that this festive season brings, it may be unavoidable to experience some unwanted circumstances in your rental home or apartment if you don’t take a few proper precautions. We have put together a few tips and measures you should undertake to stay safe this holiday season:

 

  1. Whenever you leave, remember to always make sure that your property is safe from theft by keeping your doors and windows locked.
  2. Always unplug your Christmas tree and turn off other inside holiday lights when you’re not home. There are circumstances in which your Christmas lights may cause a spark, causing your whole house to be in danger of fire. This also goes the same with the other electronics, especially when you cook that big Thanksgiving Turkey and you forgot to turn off the oven.
  3. If temps get too low, take the proper precautionary measures with your pipes. It may be possible that your pipe bursts unexpectedly while you are celebrating New Year’s Eve with your grandparents. Everything can happen unpredictably and this can cause a major disaster not only to your property, but to your wallet as well. Before leaving for vacation, be sure to use timed lights to discourage burglars. You can also ask your neighbors or your local police department to check your property while you are gone.

 

Of course if any unfortunate event were to occur, there is affordable renters insurance that covers many of these different disasters. One of the most common coverage of renters insurance is protection from damage and theft. Your property may be damaged by thieves, fire, wind or water from various causes and it may cost you a great deal of money. Protect yourself this holiday season and all year ‘round by considering affordable Renters Insurance with us at Protect Your Bubble today. For more information, visit http://us.protectyourbubble.com/renters-insurance/ today.

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Protect Your Bubble is Proud to be the Presenting Sponsor at the 2013 Party Rock Open

 

Party Rock OpenParty Rock Open, the $50,000 USTA Pro Circuit female tennis event, returns to Las Vegas this year at the Darling Tennis Center.  The event will take place September 22 – 29, and Protect Your Bubble is excited to be a part of this fantastic event.

 

Party Rock Open, originally named “Lexus of Las Vegas Open” was founded by Tyler Weekes of Courtthink, LLC. He co-directs the tournament with WTA-certified player agent Jordan Butler.  The tournament began its journey in 2009 changing its name to Party Rock Open came to be when Weekes, taught tennis to Redfoo (Stefan Kendal Gordy), leader of the pop group LMFAO, and after some negotiations, Redfood agreed to have his Party Rock clothing line be the new title sponsor of the event.  The players will compete on hard courts in an outdoor setting in the Darling Center in the heart of Las Vegas. The tournament will feature both singles and doubles events. This year, we’re geared up to see challenging matches guaranteed to keep fans at the edge of their seats.

 

Right now, acceptance sheet shows 20 main draw players, 26 qualifying players and 87 alternates, a few of the players include Alisa Kleybanova (former top 20 player), Camila Giorgi (2013 U.S. Open Rd of 16), Andrea Hlavackova (2013 U.S. Open Women’s Doubles and Mixed Doubles Champion), and Tamira Paszek (2012 Wimbledon Quarter-Finalist)…just to name a few! Indeed, quite a strong player list for this years’ Party Rock Open tournament.

 

We’re excited to be part of Party Rock Open. If you plan to attend, be sure to look for our sponsor table and come say hello! For more information about Party Rock Open, visit the official website at www.partyrockopen.com. Be sure to follow us on Facebook and Twitter for your chance to receive VIP tickets to the event (that’s a $250 value)!

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The 5 Top Tips When Looking For College Rental Apartments

So you’re off to college and you want to rent an apartment rather than live in a dorm. You will certainly gain more independence when you do this but with it carries some responsibilities.  Aside from considering how much the rent will be, there are some things that you need to take into consideration when looking for college rental apartments.
Here are 5 top tips to consider.

 

Apartment Hunt Early

 

Keep in mind that you will not be the only one looking for an apartment, chances are more than half of your class will be looking for one too, so if you want to grab the best apartment in terms of location, price, size and all considerations, you need to hunt and secure your desired apartment early. This will help you avoid the hassle of competition for the apartment.

 

Where is the Apartment Located?

 

Location is the key to finding the right apartment. It should be near enough to your school that you can afford to a few minutes of delay in the mornings, especially for those times that you had a late night due to schoolwork or parties. Another good location for rental apartments are near a convenience or grocery store, so should you run out of supplies, you don’t have to travel so far to restock. How safe the neighborhood is also an important factor, you might have to go home late at some point and you don’t want to keep looking over your shoulder while walking home, right?

 

You should also look at college rental apartments carefully, check out the actual state the apartment is in, tour the apartment if you can, look at the bedroom, kitchen and bathroom. Find out how clean or dirty it is or if you need to renovate or at the very least repaint the unit. Check out any damage to the property that needs to be repaired, like broken floorboards or tiles and if all the utilities (electricity, water, gas) are in good working condition.

 

Utility and Maintenance Responsibilities

 

You should also check the utility and maintenance considerations. Check how much you will be paying for water, electricity, gas and other utilities, most apartments have separate meters and you have to pay for your actual consumption while others include them in the rental, or have specific fees for it, find out what the landlord’s policies are with regards to this.

 

You should also find out if you need to help out with the maintenance works on the building likes snow plowing or raking leaves, and if ever, you should also find out who provides the necessary equipment to do all those stuff as well.

 

Financial Considerations

 

Look over the lease agreement, make sure you are aware of the length of the contract as well as the exact monthly rental fee, as there might be charges added on to the rental that you might have to pay as well, the published rate might be for the use of the unit only and there might be additional charges that will be applied to the rent, it is a good idea to be aware and see if you can still afford the rent after all the add-ons. The apartment owner might also require a security deposit; find out how much it will be as well as any late fees they charge, just in case you’ll be late in paying the rent. You can also check if you can get a discount on the rate if you pay earlier or if you acquire the apartment for a prescribed period of time.

 

Renters’ Insurance

 

You might be a very careful and responsible renter but unavoidable events like fire, vandalism and theft can happen without us inviting it in and more often than not the owner’s insurance policy will cover for the apartment building itself but not for your personal belongings inside the apartment.  Clothes, furniture, expensive gadgets like laptops, tablets even the television or your cellphone will be at risk.  You might go out all night, spend the night at a classmate’s’ house to finish a project, or maybe even just hop on to a bar to unwind and you come back and see your apartment in shambles. Your college rental apartment is vulnerable to thieves just waiting for an opportune time to break into your house and take all your precious stuff.

 

There you go, you are now ready to go apartment hunting, remember to keep all of these things in your mind to ensure that you will find the best apartment to fit your needs and Protect Your Bubble’s renters insurance will go a long way to provide you with peace of mind, assured that the property inside your apartment is safe and protected and you can concentrate more on what is important and that is finishing your studies.

 

 

 

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Got a Renters “OOPS!” Story? Share it to Win an iPad Mini!

You live the renter life and you love it! Sometimes funny (and not-so-funny) stuff happens in your home when you least expect it.

 

Share your story about an unforgettable “Renters ‘OOPS!’ Story” in the comments below for the chance to win an iPad Mini. Whichever story gets the most votes wins!

 

Submit Your Story in 4 Easy Steps:

1)      Share your story in the comments section of this blog post below (give your story a fun title)

2)      Share this link and encourage people to vote for your story: http://us.protectyourbubble.com/blog/got-a-renters-oops-story-share-it-to-win-an-ipad-mini/

3)      Friends, family and fans of your story will vote here through Rafflecopter

4)      The person with the story with the most votes – by August 31, 2013 – wins an iPad Mini

 

 

“Protect Your Bubble would like to congratulate our winner, Kristen, with her “Crying Infant” story. Congrats, Kristen!” 

 

 

a Rafflecopter giveaway

 

Ready to go? Submit your Renters “OOPS!” story, share away, and good luck!

 

Now, a few official house rules:

 

In submitting your story, you are stating that your story is true and accurate, and you are giving Protect Your Bubble the right to share your story online (keeping your identity anonymous of course). Voters can only vote once. Multiple votes will get tossed out.

 

NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN. PURCHASE OR PAYMENT DOES NOT IMPROVE YOUR CHANCE OF WINNING. Open only to residents of the 50 United States and the District of Columbia, 21 and older.  Contest ends August 31, 2013. Subject to complete Official Rules.

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America’s Top 10 High Risk Burglary Cities

There is no doubt that the United States is the worst developed country in terms of home burglaries. A recent survey has shown that the US experiences on average 250 burglaries per hour which is four times the amount of the next nearest country, the United Kingdom.

 

Americans report an average of roughly $4.8 billion in losses in 2012 due to burglaries on an annual basis. This amount is generally greater than the profits of the eight largest Fortune 500 companies in the nation. The property loss due to burglaries is simply staggering and the trend towards this form of crime shows little sign of real weakening given its nature.

 

Many burglaries happen when the residents are away from their homes which means that for a large percentage, the crime is not discovered until it’s over. For those living in the US and wondering where they stand, here are the Top 10 high risk burglary cities in the US. The statistics are based on the number of burglaries per one thousand people, which reveals that larger cities tend to be the most heavily burglarized.

 

 

1. Houston, Texas

 

With more burglaries than any other city, Houston, Texas is number one on the list. There are a variety of reasons that Houston is the worst city in terms of burglaries. The combination of high crime rate, ease of access and a police department under pressure to cover such an expansive area has led to burglaries becoming epidemic in this city.

 

2. Chicago, Illinois

 

Chicago is famous for a great many things, but the crime rate has not been one that the citizens of this city are proud to let others know about. Gang violence is certainly a contributing factor, but Chicago suffers from many of the same issues that plague other large cities as well, including a police department that is also stretched to the limits.

 

3. Dallas, Texas

 

While separated by about a four hour drive, Dallas suffers from many of the same conditions that plague Houston, but not quite to the same extent. Dallas is also a very large city in terms of size and the difficulty to adequately cover it with police protection is one reason burglaries are up. The Dallas/Fort Worth area is extremely large compared to many other cities of similar population.

 

4. Phoenix, Arizona

 

Gang-related crime is certainly a big factor in the number of burglaries that plague the city. Plus, the police force is becoming taxed to handle the fast rising population which has expanded the city tremendously over the past few decades. Phoenix has become one of the largest cities in the US and as a result, the crime rate in terms of burglaries has risen dramatically over the years.

 

5. New York, New York

 

In the city that never sleeps, the burglary rate is still quite high and taxes the police force in covering the crime that happens on a daily basis. In fairness, the crackdown on crime in the past two decades has actually helped to lower the overall crime rate which stands at a fraction compared to other, similar cities such as Chicago. But the burglary rate in New York is still very high indeed.

 

6. Los Angeles, California

 

A combination of drugs, gang-related crime and a taxed police force has added up to a high burglary rate for this city. Traditionally, Los Angeles has been a haven for crime in the past several decades, but in other areas the crime rate has stabilized or even dropped depending on the category. For those living in Los Angeles, just like any other major city, burglaries are prevalent in certain areas.

 

7. Detroit, Michigan

 

The one-time crime capital has dropped on the list in recent years due to a combination of poor economic conditions and a struggling auto industry. The result is a city that once numbered over 2 million people has now dropped to roughly 700,000. City services, especially in terms of police presence has also dropped rapidly, but the truth is that there are just fewer occupied residences to burglarize which is mostly responsible for the drop.

 

8. San Antonio, Texas

 

The third city from Texas in the list suffers from conditions similar to what plagues Houston and Dallas. A sharp rise in population growth combined with stretched police resources has resulted in a rise in burglaries. While Texas has some of the most open gun laws in the country, allowing people a wide latitude in protecting themselves and their property, many of these burglaries are committed when the residents are not at home.

 

9. Columbus, Ohio

 

Inner city crime combined with struggling economic times has put a strain on police forces in this city. The result is a crime rate that is potent, although not nearly as dramatic as those nearer the top of the list. Columbus has taken measures to address burglaries like all other major cities in the US, but the issue of burglaries is still a difficult one.

 

10. Indianapolis, Indiana

 

The final city on our list is also one that has grown in recent years, suffers from pocket of gang-related crime and a separation of more affluent, protected areas from poorer, less protected places in the city. The sharp rise in the population has contributed to the higher crime rate, though in fairness it is not nearly the same situation as faces cities such as Houston or Chicago.

 

In fairness to all the cities that are listed in this article, it must be pointed out that the overall crime rate which includes murder has remained stable or has even dropped in many cities in the past two decades. In fact, the overall murder rate in the US is roughly half what it was in 1980.

 

Still, with burglaries on the rise, taking protection in the form of insurance is the only sure way to protect any potential losses. While homeowners should check with their insurance companies, those who rent can apply for Renters Insurance which will provide the protection they need in case they get burglarized.

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