New Insider Club – Special Deals & Promotions Available

Special Announcement - New Insider Club

 

insider-clubProtect Your Bubble has just launched our new Insider Club that gives you access to exclusive promotions, discounts, and coupons! Currently we are offering a special 15% off discount on Identity Theft Protection to Insiders.

 

The Insider Club also allows you access to save quotes and access them at a later date – talk about super convenient. Click here now to sign up for special offers on already affordable protection plans.

  • Facebook
  • Twitter
  • Google Plus
  • LinkedIn
  • Pinterest
  • Email

How Secure Is Your Identity? ID Theft [Infographic]

Security breaches have become a common occurrence in today’s society and cases of identity fraud have become too prevalent. From big retailer security breaches (Home Depot, Target, etc) to ATM card skimmers, scammers have adapted to modern technology to obtain and exploit your personal information.  The infographic below breaks down common security breaches and identity theft data so you can stay informed and safe.

 

Identity Theft 2014 Infographic

Let’s be friends, subscribe to the blog!


 

  • Facebook
  • Twitter
  • Google Plus
  • LinkedIn
  • Pinterest
  • Email

10 Ways To Prevent Identity Theft While Traveling Abroad

travel-id-theft

Identity theft is one of the fastest growing crimes and thieves are smart enough to use many advanced tactics to steal personal data and money by taking advantage of your carelessness while traveling abroad. As a traveler, you’re usually more focused on having fun, but it’s important that you know the different, unsuspecting ways that you can become a victim and how you can prevent it from happening to you.

 

Here are some simple but very helpful steps to follow on how to avoid becoming an ID theft victim while traveling abroad:

 

  • 1. Keep your personal data updated and secured in a protected cloud service such as Snap Secure.

snap secure

  • 2. Use credit cards and traveler’s checks and try to avoid using debit cards. Keep credit card numbers and traveler’s check numbers in a safe place.
  • 3. Never give out personal information on the phone.
  • 4. Keep track of bank and credit card statements. If you’re not receiving them on a monthly basis or you see charges that shouldn’t be there, contact them immediately and request prompt action.
  • 5. Do not put your wallet in your back pocket. Put your wallet in your front pocket or use a money pouch. If you must use a purse, carry it close to your body, holding the top closed and keep it on the front of your body.

pickpocket

  • 6. Use secure wireless networks. The free Wi-Fi networks at cafes, hotel lobbies, and other public places are notoriously unsecured because they do not have the data-encryption protections that closed networks have.
  • 7. Be smart and protect your phone with a home-screen-locking password. We often store a lot of data on our smartphones: text messages with personal information, emails, photos, and important travel information such as boarding passes and itineraries.

home screen lock

  • 8. Use cash more frequently. When traveling, always keep cash and cards on hand. Use credit cards at airports, major chains, and shops that clearly use secure payment systems. Again, avoid using your debit card if you can.
  • 9. While abroad, don’t use your passport as your primary identification. Lock up your passport in the hotel room safe and use a driver’s license or an international ID for places of admission.

Hotel-Safe

  • 10. Avoid being pickpocketed by being aware of your surroundings. Pickpocketers usually work in teams of 2′s or 3′s. One of them will bump into you or drop something in front of you or make a loud noise or do anything to cause a distraction. Once you have been distracted, the other pickpocketer will steal your valuables and walk away nonchalantly.

 

If somebody does manage to steal your identity, then you need to find out about it in the earliest stages possible so you can take immediate action before things get completely out of control. Keep in mind that there are many more preventive measures, these are just some of the most common and important tips you can apply to successfully prevent identity theft from happening to you.  To completely protect yourself from any ID theft mishaps, identity theft protection is always available.

 

Subscribe to the Blog!


 

  • Facebook
  • Twitter
  • Google Plus
  • LinkedIn
  • Pinterest
  • Email

Snap Secure – Free Mobile Security App

snap secure - mobile security app

What is Snap Secure?

Protect Your Bubble has teamed up with Snap One to provide you with an all-in-one mobile data security app known as Snap SecureWhether you need to keep your personal information safe in the cloud, track a family member’s location, or protect your smartphone from harmful viruses – Snap Secure does it all.  Now it is being offered for free with the purchase of an Identity Theft Protection plan from PYB.

 

Why do I need Snap Secure?

The important things in your life require constant protection.  Your family members, personal data, and devices deserve the utmost security.  Snap Secure safeguards what matters most, around the clock, 24/7.

snap secure - mobile anti-virus app

What do I get with Snap Secure?

You get Snap Secure’s 16-Point Security Perimeter:

 

1. Family & Device Location Tracking – Get real time device and family member location tracking for immediate peace of mind.

 

2. Driver Safety – Receive instant notifications when a family member is texting, calling, or browsing the web while driving.

 

3. Footprints – View device location history with the GPS functionality.

 

4. Safety Zones – Set up virtual safety zones to receive alerts when a registered device moves in or out of a designated geographic area.

 

5. Panic Button – Set up a Panic Button on every device to automatically call 911, or alert an emergency contact of your location by e-mail, phone, or text message.

 

6. Complete Family Protection – Add up to 6 family members and an unlimited number of devices to one account.

 

7. Cloud Backup & Restoration – Get 100 GB of cloud storage under one account to keep your contacts, calendars, messages, e-mails, and more automatically safe with routine backups.  If you lose a device, your files can be easily restored to a new smartphone.

 

8. AntivirusBitdefender’s #1 ranked antivirus solution automatically scans for data-mining viruses, spyware, and malware.  Set up routine scans to run daily, weekly, or monthly.

 

9.  App Transparency – See which applications on your device are accessing your personal information.  Update permissions and manage restrictions from any of your devices.

 

10. Privacy & Spam Controls – Special filters put you in control of your personal information and blocks unwanted communication.

 

11. Call & Text Monitoring – Keep tabs on the call, text, and application download activity of every registered device on your account.

 

12. Easy Web Access – The Snap Secure platform can be accessed through any web browser, allowing you to conveniently manage all of your family’s devices from virtually any smartphone, tablet, or computer.

 

13. Device Locate – View the location of your missing device on a map, or trigger an audio ping alert to find it nearby, even if your phone is on silent.

 

14. Lock & Wipe – Remotely lock or wipe your device to make sure your files stay safe and unreadable by anyone but you.

 

15. Remote Camera Control – Remotely activate your device’s camera to get an image, of who (or what) is on the other side of your smartphone, sent to your e-mail inbox.

 

16. SIM Guardian – Automatically receive an alert and activate a device lockdown if a foreign SIM card is detected on your smartphone.

 


 

  • Facebook
  • Twitter
  • Google Plus
  • LinkedIn
  • Pinterest
  • Email

The Rising Cost of Identity Theft

id theft

It has become common to hear about identity theft practically every day. In the last decade, cases of identity theft have been all over the news. With such wide spread media coverage and new technologies that aid in id theft protection, you would think that this type of crime should be less prevalent. But the truth is, cases of identity theft are still on the rise.

 

Identity Theft Statistics

 

The latest statistics from Javelin Strategy & Research’s 2014 Identity Fraud Study reported that a new identity fraud victim was hit every two seconds in America in 2013, with the number of victims climbing to 13.1 million over the year. This is an uptick of more than 500,000 victims since 2012. Javelin’s report was conducted for the past 11 years and drew on responses from 5,634 consumers to identify the impacts of fraud nationwide.

 

Javelin-identity-theft-victims

While the number of victims increased year over year, the amount of defrauded money decreased by $3 billion to $18 billion compared to 2012. “In 2012, we had a big spike in new fraud with a high average fraud amount,” said Al Pascual of Javelin Strategy & Research, “but in 2013, that was pushed down with criminals shifting into existing card fraud.” He also gave credit to the progression in the financial industry, because of the improvements of detecting new instances of fraud there was a noticeable drop in compromised funds as criminals have had a harder time creating new fraudulent accounts.

 2014_Identity_fraud_research_javelin

Identity Theft Growing and Becoming More Costly to Victims

 

According to recent figures from the U.S. Department of Justice, credit card data theft skyrocketed and increased 50% from 2005 to 2010. An estimated 16.6 million people, representing 7 percent of all persons age 16 or older in the United States, experienced at least one incident of identity theft in 2012. The Bureau of Justice Statistics (BJS) released an eye-opening report finding identity theft cost Americans $10 billion more last year than all other property crimes measured by the National Crime Victimization Survey. Losses for household motor vehicle theft, burglary, and property theft totaled $14 billion whereas identity theft cost Americans a staggering $24.7 billion in 2012.

 

identity-theft-BJS

The BJS’s also reports the most common way victims discovered the identity theft in 2012 was when a financial institution contacted them about suspicious activity on an account. About 2 out of 3 victims did not know how the offender obtained their information, and 9 out of 10 did not know anything about the identity of the offender. People whose names were used to open new accounts were more likely to experience financial hardship, emotional distress, and even problems with their relationships, than people whose existing accounts were manipulated.  In addition, Americans who were in households making $75,000 or more were more likely to experience identity theft than lower-income households.

 

 

Penalties for ID Theft Conviction

 

The Identity Theft Penalty Enhancement Act has been in place for more than 7 years. This law passed in July 2006 increases existing penalties for the crime of identity theft, establishing “aggravated identity theft” as a criminal offense, defined as using stolen identity to commit a crime. This adds two to five years of prison time to the penalties depending if aid and assistance was given to terrorists or terrorism groups.

 

identity-theft-credit-card

In the last 10 years, transactions over the internet continued to be one of the top cases of identity theft. College students have become particularly vulnerable due to the use of unsecured wireless networks. ID theft isn’t limited to the internet however. A large number of cases come from people responding to fraudulent phone solicitations and mail fraud. Theft of personal information from company databases and POS devices have also lead to an increase in identity theft fraud, such as the ones from Target and Neiman Marcus.

 

The best option to shield yourself from identity theft is to use a specialized identity theft protection solution with comprehensive coverage and monitoring.

 


 

  • Facebook
  • Twitter
  • Google Plus
  • LinkedIn
  • Pinterest
  • Email