About Stephen

Stephen Ebbett has more than 10 years of experience spearheading innovative product and communication initiatives for corporations looking to gain a competitive edge when entering a new market. Stephen attended Durham University and holds an undergraduate degree in Philosophy and Theology, as well as a postgraduate degree in Marketing. Outside of his work with Protect Your Bubble, Stephen enjoys rugby, film and photography.

Top 10 Safety Tips When Renting a Rental Car

rental car

Part of your travels may involve renting a car which can certainly be enjoyable as it allows you to get around just like you would at home. However, driving a rental car comes with its own complications as this is generally not the typical vehicle that you drive. Even if the car is the same make and model as the one you own, there are still differences in the way it is going to handle.

 

Plus, getting involved in an accident or worse can not only cost you a great deal of money, it can put you in a serious bind being so far from home. First things first, when you rent a vehicle, be sure to protect yourself with rental car insurance. It adds that extra layer of protection that you will need in case the unexpected should happen while you are far away from home.

 

Once you have taken care of the insurance, here are the 10 best safety tips to help keep you safe when driving a rental vehicle. You cannot eliminate the chance that an accident will occur, but you can reduce the odds significantly which may make all the difference.

 

1. Rent a Vehicle with which You are Familiar Withcar rental

If you’ve never driven a large van before, this is not the time to learn. You’ll want to rent the basic type of vehicle that you have driven before. It is much easier to go from driving a large vehicle to a smaller one than the other way around. Large vehicles are more cumbersome and do not respond as quickly as smaller cars.

 

Also, while it may be tempting to rent a high performance sports car, if you’ve never driven anything fancier than a standard mid-size vehicle, you should leave the racing to someone else.

 

2. Check the Outside of the Vehicle

Before you get in, take a minute to check the outside of the vehicle first and pay particular attention to the tires. Even a tire that is just a few pounds under the recommended level can cause your vehicle to turn in unexpected ways, so have it taken care of before you leave the rental car agency.

 

car scratches3. Report any Scratches, Dents or Other Significant Imperfections Before you Leave

In many cases, the rental agency will send a representative with you to the vehicle so that both of you can check it out to report any dents, dings, scratches and the like before you leave so that it is fully reported. The failure to do so means that you might be charged for a ding or dent that you did not cause. So take the time to go over the vehicle so that everything gets reported.

 

4. Check the Inside of the Vehicle

Before you start the vehicle, you will want to locate the following;

-       Speedometer

-       Lights

-       Windshield Wipers

-       Indicators like the Temperature Gauge, Check Engine Light and so forth

-       Gas Gauge

-       Radio and other features that you will use

Basically, you’ll want to get familiar with the car before you even move it from its parking space. Turn on the vehicle and check to see that all the lights and windshield wipers work properly. A sudden rain storm can greatly reduce your visibility quickly and you don’t want to fumble around looking for the windshield wipers.

 

5. Check the Trunkspare-tire-trunk

There should be a fully inflated spare tire or a smaller, solid rubber tire and jack so that you can change your own flat if needed. Plus, the rental agency should have an emergency service vehicle in case of mechanical difficulties, so have that number handy when driving.

 

6. If you have a GPS, Program your Destination

This can save you a great deal of time and effort in trying to find your location. So before you leave the parking area, be sure to program your first destination which can save you from becoming distracted while driving. This is especially true if you are traveling in densely packed urban areas where accidents are more likely to happen.

 

7. Test the Vehicle as You Drive

If the rental agency has a large parking area, take the vehicle around a couple of time to get the feel of it. You’ll want to test the brakes and steering as well so that way you can know what to expect. You only need a minute or two, but if you notice something really odd or even wrong with how the vehicle operates, immediately take it back to the rental agency.

 

8. Limit Distractions

This is arguably the toughest piece of advice to follow since it is very easy to become distracted when driving in a place that you have never visited. However, distractions are one of the leading causes of accidents so if you should see something so interesting that you must keep looking, pull the vehicle over to a safe place so you can view it without putting you and any of your passengers in danger.

 

9. Stay at a Safe Speed

Driving the speed limit will help you keep out of trouble with law enforcement and also allow you more reaction time if something should occur which requires you to apply the brakes or change lanes. It can be easy on long stretches of the highway to let the speed creep up. Just keep in mind that the faster you go, the less likely you are to avoid a potential accident.

75-mph-speed-limit-sign

10. Read the Map when the Car is Stopped

While reading a map has been the source of high comedy in television series and films, it is no laughing matter to get distracted by a map or anything else while driving your rental car. If you need to find a location, talk or text on your phone, or have to take your eyes off the road for something else it is best if you pull over the vehicle first.

 

By following these simple tips, you can significantly decrease the odds of having an accident while driving a rental vehicle and keep you and your passengers safer which makes for a much more enjoyable trip.

 


 

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Top 10 Celebrity iPhone and Samsung Galaxy S Phone Users

Celebrities are certainly like the rest of us in one respect, they love their smartphones. In fact, we often see them showing off their latest phone in paparazzi pictures and when promoting their TV shows or movies. Naturally, just as their fans are so interested in their activities, they also are interested in their phones as well.

david beckham iphone

David Beckham expresses his enjoyment of the Lakers game.

Unsurprisingly, it was easy to find the top ten celebrities who use the iPhone and those that use Samsung as their primary smartphones. Staying in touch with their fans is certainly part of their job and it’s no surprise that each celebrity has their own taste in smartphones.

iphone vs galaxy

Which celebrities prefer the iPhone over the Galaxy S?

Whether you are a celebrity or just someone who has yet to be discovered, your iPhone is a valuable investment that needs to be protected. Having iPhone Insurance will mean having it repaired or replaced more quickly and with less out of pocket expense.

 

Top 10 Celebrity iPhone Users

 

victoria-beckham-iphone

Victoria Beckham listening to her husband's text.

David & Victoria Beckham  – Arguably the greatest football player of our generation, David Beckham has thrilled sports fans around the world with his incredible talents as well as his stunning looks. What is also true is that you’ll see many photographs of Beckham using his iPhone which has become a valuable part of his personal gear. Needless to say, his wife Victoria Beckham also uses the iPhone as well.

 

Brad Pitt – Still one of the world’s sexiest men and huge movie star, Brad Pitt is a proud owner of the iPhone and is frequently photographed by paparazzi while using it.

 

Ellen Degeneres – America’s #1 daytime talk show host and now twice hosting the Academy Awards, Ellen has legions of fans around the world thanks to her sharp wit and wonderful sense of humor. There is little doubt that Ellen is a big iPhone fan as well, tweeting back in September upon the release of the iPhone 5C, “You guys, I just heard the new iPhone can read your mind. I didn’t even type this. I thought it.”

 

Jon Cryer – The star of the long-time running hit sitcom “Two and a Half Men” is also seen frequently with his iPhone.

 

Halle Berry – This Oscar-winning actress is also a recent fan of the iPhone, having recently shifted from a Blackberry.  Needless to say, she is certainly pleased and is often seen around Hollywood talking on her new iPhone.

 

Jessica Alba – Still one of the hottest stars on the planet is another actress who has recently left her Blackberry behind for the iPhone.

 

kanye-kim

Taking a picture x 3.

Kanye West & Kim Kardashian: Another “two-fer” as they are avid iPhone users with Kim recently showing off her figure in a tight bikini thanks to the photo capabilities of her iPhone. Kanye also keeps his iPhone close by as well, frequently being photographed talking to his friends and family on this device.

 

Miley Cyrus – When she’s not shocking the world, Miley is posting new photos or creating tweets with her iPhone. In fact, her iPhone is arguably one reason why she has stayed in the news to support her new found fame.

 

Jimmy Fallon – The new host of the Tonight Show is also a big iPhone fan as well. In fact, he recently joked on Twitter, “There’s a new iPhone app that breaks up with your significant other. It’s called ‘Words with Let’s Just Be Friends.”

 

Lindsay Lohan – Although her recent troubles have garnered more news than her movies, Lindsay is also a well known iPhone fan as well.

 

Top 10 Celebrity Samsung Galaxy S Users

 

ellen oscar selfie

Bradley Cooper is excited to have friends.

Ellen Degeneres – Yes, she is also a very famous customer of Samsung Galaxy series as well. After all, it was a Samsung smartphone that took the most retweeted selfie in history at the last Oscar ceremony. Samsung actually just sponsored the Oscar selfie as Ellen still has her iPhone, but it was close enough.

 

Ewan McGregor – The star of the recent Star Wars trilogy is also a well known user of Samsung smartphones as well.

 

Jay-Z & Beyonce – Arguably one of the biggest music stars in the world, rapper Jay-Z has also built a powerful brand that has branched out to the fashion world and beyond. Jay-Z and his wife Beyonce are well known fans of the Samsung for their smartphone needs.

martha stewart and jay-z galaxy phone

Martha Stewart and Jay-Z using the Galaxy S phone in the afterlife.

Martha Stewart – Still one of the most recognizable celebrities on the planet, Martha is also a proud owner of a Samsung.

 

LeBron James – The most popular basketball player since Michael Jordan, LeBron is also an avid Samsung smartphone user as well. While a spokesperson for Samsung as well, LeBron is certainly one of the most recognizable stars to use this brand.

 

Evan Rachel Wood – One of the hottest actresses today, Even Rachel Wood has also been photographed on the set of her latest films using a Samsung.

 

Nicole Sherzinger Cord Phone

Nicole Sherzinger uses a cord phone after losing her Galaxy S.

Nicole Scherzinger – Recording artist who also uses a Samsung as well representing the new wave of smartphone users who prefer this brand.

 

The Saturdays – This British/Irish all-girl group has certainly made its mark as well while also being known for using Samsung as their smartphone of choice.

 

David Ferrer – This Spanish tennis star got into a little hot water with Samsung when he tweeted its praises from his iPhone. Still, he officially uses a Samsung it seems.

 

All in all, the celebrities who use either iPhone or Samsung are often sponsored to do so, much like golfers use clubs and golf balls from particular brands as well. The power of celebrity when it comes to product promotion is certainly potent and whatever these celebrities personal preference may really be, it does come down to if they have a sponsorship or not.

Still, we will no doubt see more Samsung and iPhones being used by celebrities as long as they take photos of themselves or the paparazzi is present.

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Top 10 iPhone 5s Protective Cases on the Market

Your iPhone represents a valuable investment that does more than just provide phone and internet services. For many, the iPhone 5 is the center of organizing their daily lives which means that protecting this device from damage is paramount for many people.

 

While the iPhone 5 is a sturdy device, it is also somewhat fragile as well. The iPhone can be dented, scratched and even broken by the bumps, scrapes and drops that can happen when travelling with the phone. It is fairly easy to crack the screen and even bust open the plastic covering.

 

This is why having a iPhone 5 protective case is vital towards keeping your phone operational. A simple, inexpensive protective case can absorb the bumps, scrapes and drops that can occur to this device, adding years to its life and keeping you from having to repair or replace it.

 

When it comes to protecting your iPhone 5, having a solid case is not enough. You need effective iPhone 5 insurance to ensure that your phone is covered whether it needs repair or replacement. You simply cannot afford to be without your iPhone, so get it fully protected with iPhone insurance.

 

What follows are the Top 10 iPhone 5s Protective Cases on the Market. By using one of these cases, you can help protect your investment and save you time and energy in getting it repaired or replaced.

 

10. Lifeproof fre Series

 

The Lifeproof iPhone 5 case provides excellent protection from the bumps and hits that iPhones tend to take over time. The case fits tight over the iPhone and is shock, water, scratch, dirt and even snow resistant. For those who actively use their iPhones in all types of weather, the Lifeproof is one of the best cases around.

 

9. Elago’s S5 Glide Case

 

A slim, slide-on case that protects your iPhone from numerous bumps and scrapes, the advantage of this particular version is that you can change out either the top or bottom piece to create a two-toned look while still providing excellent protection. Finally, this particular case is very inexpensive compared to many others on the list, making it the perfect choice for the budget-minded.

 

8. Speck CandyShell Grip Case

 

This is the perfect case for those who have butterfingers as it provides plenty of grip thanks to the rubberized textures on the back. A hard plastic case that resists dust, scratches and drops, this is the perfect case for those on the go who tend to drop their iPhones because they are slippery. There is no slip with the Speck CandyShell Grip Case.

 

7. Otterbox Defender

 

Certainly one of the best iPhone cases on the market today, this particular case is not the most fashionable, but it does feature extra-thick protection around the vulnerable corners of your iPhone in a sleek, black case. The extra protection around all the edges also pays off as well when bumped or scraped.  Dust, dirt, scratch, drop and impact resistant, the Otterbox Defender is arguably the toughest, most durable and impact-resistant case on this list.

 

6. CM4 iPhone Wallet Q Card Case

 

This not only protects your iPhone, but stores up to three credits cards and cash as well. The lay-flat design provides maximum protection for the screen which is the most vulnerable part of the iPhone 5. Dust, dirt, scratch and impact resistant, the soft-touch finish allows for easy gripping as you pull it from your pocket as well.

 

5. Spigen Slim Armor Case

 

While not offering as much protection as some other cases on this list, the Spigen Slim Armor Case does do one interesting thing. It makes it appear that you are not using a case at all. The thin design actually mimics the features of the iPhone so that it looks like you are not using a case. Plus, it comes in different colors and has a relatively low price as well.

 

4. Hitcase Pro Waterproof Case

 

This is a unique case that offers maximum, complete protection, yet allows you to use the camera function of the iPhone 5. In addition to being dust, dirt, scratch and impact resistant, this case is also waterproof up to 10 meters. The GoPro mount compatibility is just another outstanding feature of this remarkably durable case.

 

3. Carved

 

This is a uniquely designed case that gives the appearance of being made from real wood, but it isn’t. In fact, this unique case from Carved has an elegant intricate design that mimics the best of wooden cases, but retains the protective, sleek hard plastic that offers great protection. Cool, memorable, protective and affordable, the Carved case is certainly one of the most interesting available.

 

2. Twelve South Book

This is certainly one of the most interesting iPhone cases on the market today. Created in the shape and feel of a small vintage book, this case adds to its considerable protection elements by making the iPhone 5 look like something else entirely which helps make it resistant to thieves as well. In addition to protecting your iPhone, this unique case can also double as a wallet with pockets for your credit cards, ID, receipts, cash and whatever else you need to carry. This is certainly one of the most remarkable cases you can buy.

 

1. Otterbox Commuter Series

 

One of the best iPhone cases on the market today, the OtterBox Commuter Series offers plenty of overall protection starting with the self-adhesive screen protection that resists scratches and scrapes while all the ports are covered to prevent dust, dirt and debris from entering. The OtterBox also offers two layers of protection to protect against drops, bumps and shocks as well. Elegantly designed to slide easily in and out of your pocket, the OtterBox Commuter Series is certainly one to take note.

 

These are the Top 10 iPhone 5s Protective Cases on the Market today. Each of them bring their own, unique attributes which makes each of them a great choice for protection, style and comfort in using your iPhone while on the go.

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10 Things You Never Knew Your iPhone Could Do

Your iPhone is quite a remarkable device. Everyday, millions of people use their iPhones to call, text, take photos and surf the web. However, there are quite a number of features that most people either seldom or never use because they were not aware that their iPhone had that capacity.

 

Considering how much an iPhone costs and what you pay each month to keep it in service, it pays to get the most out of your iPhone. This is particularly true if you see other devices that have features that you don’t think are part of your iPhone, only to discover after much expense that they do. Plus, your iPhone represents a significant financial investment. Do leave your device unprotected, get iPhone insurance so you can either fix or replace your iPhone sooner at less out of pocket expense.

 

So here are 10 things you never knew your iPhone could do. In fact, there may be many more as well, but you may find these 10 quite startling.

 

Color Matching: Thanks to advances in screen technology, the colors that are present are a real looking and accurate as those from actual paint swatches. So you can use your iPhone to find the right color of pain you want for a room or have throw pillows a particular shade of green. In fact, the pictures you take can be used to represent the colors that you want as well, such as the deep, blue sky. This can be quite the time saver, especially if you are looking for a particular color as well.

 

Talk to Siri in Private: Carrying on a conversation with Siri can be a little embarrassing for some in public, especially the way that Siri “speaks” and the careful responses that you have to give. However, you can at least listen to Siri without having to turn the sound up if you go to Settings>General>Siri and select “Raise to Speak”. This means that all you have to do is put the phone to your ear and Siri is summoned.

 

Level the Shelves: Why go digging through the garage for that leveler when you can simply use your iPhone. The free iHandy Level App is one of five handy tools in the iHandy Carpenter toolkit that you can use to level your shelves, picture frames and even measure angles correctly. This App can be quite handy, especially if you are away from home and need a leveler to help a friend or on the job site. You can imagine the time saved by pulling out the iPhone rather than having to travel or purchase a leveling tool.

 

Text Shortcuts: While it seems that kids today can text a mile a minute, those of us with less than nimble fingers have a more difficult time getting out sentences in such a short time. However, if you use certain sentences or phrases quite a bit, then you can use a shortcut to get to them quickly. Just go to Settings>General>Keyboard and then scroll down to Shortcuts where you can enter a particular phrase and the shortcut needed to access it. This way, the next time you text you can simply enter the shortcut and the phrase will appear.

 

Start the Car: This is one that is becoming more known, but it still can catch some people off guard. The Viper Smart Start will let you start your car remotely which can be quite handy on those really cold days. Now you can warm up the engine while you are still in the house with the car doors safely locked. Finish what you need to do and the car will be nice, warm and ready when you are finally ready to brave the cold.

 

Brighten Your Alerts: If you are having trouble catching your alerts, then try switching them to LED flashes instead. In today’s world, many sounds and even the vibrations of the iPhone may not be caught. But having a bright LED flash is unmistakable. Go to Settings>General>Accessibility and switch on the LED Flash for Alerts.

 

Measure: Are you tired of buying a new tape measure after finding that you misplaced the old one or simply do not have one with you? If so, you can actually measure quite a few things with your iPhone if you use the right Apps. All you need to do is bring up the App and use your camera lens as the viewer. The Smart Measure Pro is just one of several Apps for the job.

 

Narrow Down the Weather Forecast: While there are plenty of Weather Apps, you can not only find out about the weather two days from now, but two hours from now as well. Basically, you can tap anywhere in the forecast on the day you want and it will expand to show you hour by hour what is expected. This way, you will know how to dress when leaving for work or heading out on that trip.

 

Monitor Your Heart Rate: Thanks to Azumio’s Instant Heart Rate, you can measure your heartbeats simply by putting your finger to the screen for a few seconds. This particular app actually won a Best Health & Fitness App Award in 2011 at the Mobile Fitness Awards. Today, you can find many health-oriented Apps that can be used to measure your heart rate as well as other related items.

 

Change the Color of the Light Bulbs: Thanks to the Philips Hue App, you can now change the color of your “smart” light bulbs all from your iPhone. This way, you can create a special atmosphere for your home whenever you want. Also, you can remotely turn on your lights if you are working late and want your home to appear to be occupied.

 

These are just 10 of the many fascinating things you can do with your iPhone. Given the sheer number of Apps that are now available, it is well worth checking out all the amazing things that your iPhone can now do.

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5 Greatest Electronic Inventions Since 2010

Technology keeps advancing at an astounding rate as new electronic devices and gadgets seemingly arrive in stores on a daily basis. Today, with the rapid acceleration of computer and mobile technology, the way we live our lives has dramatically changed since the end of the 20th century.

 

If you have purchased a valuable electronic device or gadget, then you can protect that investment by having gadget insurance. Protecting your electronic devices in this manner means faster replacement or repair with less out of pocket expense.

 

Here are the five greatest electronic inventions since 2010. Each of these devices were chosen based on their usefulness, practicality and ability to serve the needs of everyone.

 

The BodyGuard (2011)

 

Essentially, this is an all-in-one crime fighting glove that is armored and contains a camera and wrist-mounted stunner for additional protection. Invented by David Brown who came up with the idea while talking to actor Kevin Costner (hence the name), the BodyGuard is sleek, easy to use and contains enough room for future improvements. It is certainly an impressive non-lethal, self-defense weapon.

 

Bed Bug Device (2011)

 

This is a remarkably simple device that mimics the function of a dog’s nose to sniff out the presence of bedbugs. Normally, bedbugs are difficult to see and most people do not detect them until they have been bitten. This device can detect bedbugs very quickly and inventor Chris Goggin plans to build similar devices for other types of pests.

 

Eliodomestico Solar Water Distiller (2012)

 

Designed by Gabriele Diamanti, this creative combination of electronics and solar power has created a water distiller that can be used for coastal areas that have no sources of fresh water. It’s simple design and robust features means it is far more efficient than similar devices while costing only half as much. This simple product may change the lives of millions of people for the better in the next few years.

 

Enable Talk Gloves (2012)

 

Now you can literally “talk to the hand” in a positive way. Developed by Ukrainian students as a way to allow the speech and hearing impaired to communicate with those who don’t understand sign language, The gloves have sensors which recognize sign language and translates it into text on a smart phone which in turn speaks those words to the person. This wonderful device helps bridge the gap between the speech and hearing impaired to the rest of the world.

 

Motion Activated Screwdriver (2012)

 

By using sensors found in Nintendo’s Wii controller and smart phones, Black & Decker has made a cordless motorized drill that uses the motion of your hand to either tighten or loosen screws. This labor-saving device doesn’t just cut the time necessary to make the adjustments manually, it also saves energy along with wear and tear on the user as well. This is a remarkably brilliant invention for carpenters and other professionals.

 

These five electronic inventions may help change the lives of millions of people in both small and large ways. It will be interesting to see what the future brings in terms of new inventions that may help everyone.

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Top 10 New Features of the iPhone 5s

The new iPhone 5 has certainly generated a lot of great buzz for its versatility, style and technical advancements. But it is the new and improved features that have caused the most interest among iPhone fans. In fact, the new iPhone 5 has become highly popular and has only served to increase the status of Apple and this remarkable product.

 

New advancements are to be expected considering the purchase price and contract that goes with this product. Considering the advancements of other smartphones, it is little wonder than Apple has continued to add new and improved advancements to their considerably popular version. The iPhone 5 is certainly a very valuable investment that needs the protection of being insured in order to hasten repairs and replacement. You can find more information on iPhone 5s Insurance and the features that it offers.

 

iPhone-5S

Here are the top 10 new features of the iPhone 5s. The types of features that have created the greatest interest for the public represent the latest advancements of the remarkable iPhone product.

 

Greater Network Speed

 

Of all the advancements, this may be the most anticipated. The new built-in wireless LTE technology is now faster than ever before with pages that load nearly instantly. In addition, the Safari has a “Save for Later” feature that allows web pages to be viewed offline.

 

Better Camera

 

The camera of the iPhone 5 features improved HDR capabilities and the ability to take pictures at a faster rate. However, one of the most interesting new features is the 240 degree panorama which allows for wider single shots. Also, the iPhone 5 allows you to take photos without having to enter your password or even swipe your finger. This ability lets you take photos very quickly so that you may capture wonderful opportunities.

 

Improved Calling Options

 

The number of options, especially in how you respond to calls, has been greatly expanded. One of the more interesting features is that you can decline a call and then send a pre-determined text message to that particular person. This allows you to deal with incoming calls in your own fashion. Also, you can add reminders to call back people at another time. The new, improved options allow for more versatility when handling calls.

 

Larger, Brighter Screen

 

Not only does the iPhone sport a new 4” screen, it is nearly 20% brighter than the earlier versions of the iPhone, particularly the iPhone 4. This new, larger screen has allowed for some of the visual advancements to be enhanced to a further degree.

 

Email App Advancements

 

There are several ways that the email app has been improved, but the two most important ways are as follows:

 

  • New VIP email folder for all important messages.

 

This allows you to prioritize your emails so that the ones which are the most urgent can be responded to more quickly.

 

  • New Dictation features with email, notes and other types of apps.

Although this feature is not strictly new, as it had appeared with the iOS5 version, this new iOS6 version gets full use out of it. All you need to do is hit record on the keyboard and start talking. Once you have finished, simply press “Done” and that’s it. You will see what has just been said right on the screen. This is a remarkable time-saving device that can allow you to dictate emails, texts and notes quickly and easily.

 

FaceTime

 

That larger screen will be quite helpful when you use “FaceTime” over the cellular connection. This means that you do not have to find a solid Wi-Fi connection in order to enjoy the FaceTime feature. If you have AT&T, you will need to sign up for a new data share plan in order to enable this particular feature. One interesting angle is that this new features allows the iPhone to serve as a “hotspot” for laptops and other, similar devices which is a definite bonus.

 

Advanced Speakers & Audio Capabilities

 

Boasting three microphones, the iPhone 5 also features noise cancelling technology as well. The improvement is quite noticeable over the previous iPhone 4 on speakerphone. In addition to the new noise-cancelling technology are newly designed headphones that are more comfortable and fit more naturally into the ear.

 

More Integration with Facebook & Twitter

 

There is little doubt that social media has had a tremendous impact on smartphone usage. The iPhone 5 expands that integration with Facebook & Twitter by allowing you to post updates from the many different apps available in just a few clicks. Such advancements make it the perfect means for small businesses and entrepreneurs to maintain contact with their customer base.

 

Improved Siri

 

Siri has certainly come a long way in the past few years and the iPhone 5 holds new advancements for this particular program. Find a good restaurant, add a calendar reminder, email a friend or ask a thousand questions or more, Siri has expanded their services considerably with the iPhone 5. When added to the other advancements, particular in the audio & larger screen departments, this helps make Siri even more practical and functional.

 

Passbook Application

 

This new version of the Passbook app allows you to keep all of your tickets in a single place, letting you search for Passbook-type apps in the App Store. This means tickets such as boarding passes, movie tickets, and many different types can be safely kept inside your Passbook app for easy retrieval at a later time. In fact, the bar codes can be scanned right from the iPhone itself. Since Passbook works with time and location as well, that boarding pass will appear as you arrive at the airport, making it very convenient to use.

 

The numerous new features of the iPhone 5 are certainly impressive. For those who have purchased iPhone products before, this represents a new standard that will be difficult for rival smartphones to match. The various new features of the iPhone 5 only make the anticipation for the iPhone 6 even more palatable.

 

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Top 10 Most Expensive Honeymoons in History

When it comes to celebrities and their honeymoons, the competition seems to center on which couple can hold the biggest, most extravagant honeymoon ever. Admittedly, these recent weddings pale in comparison to the olden days of kings and queens who spend arguably far more for their honeymoons than most modern celebrity couples could ever afford when you adjust for inflation.

 

Still, most celebrity couples, including a pair of royal couples, have spent a considerable amount of money on their honeymoons and here we have the top 10 most expensive, at least in recent times. While your honeymoon may not make the top 10 most expensive, you will need travel insurance to make sure that everything goes smoothly.  Check out the different policies available and find one that fits your needs. What follows is the top 10 most extravagant honeymoons in history.

 

Tiger Woods & Elin Nordegren

 

This now-divorced couple certainly enjoyed one of the most expensive honeymoons in recent history, although a large part of the expense was the yacht, The Privacy, which was in turn given by Tiger to his bride. The yacht also served as the place where their honeymoon was set as they sailed around the Barbados Islands. The couple reportedly went straight from the wedding to the Sandy Lane Resort in the Barbados where they enjoyed their stay while not aboard the yacht. In total, it is estimated that Tiger Woods spent $57 million on the wedding.

 

Brad Pitt & Jennifer Aniston

 

While living rather modestly in some respects, at least compared to the fortune that they both had earned, this now divorced couple spent their honeymoon in the beautiful Sechylles, an island group in the Indian Ocean staying in the famed Fregate Island Resort. This exclusive resort only books 40 guest at a time, which was no issue with Brad and Jennifer since they booked all the rooms instead, insuring their complete privacy. The amount of money spent is not fully known, however, it was certainly one of the most expensive in recent years.

 

Prince Charles & Princess Diana

 

Certainly the most celebrated royal wedding in recent history, this power couple of a different sort chose a Mediterranean cruise for their honeymoon aboard the Royal Yacht Brittania. Naturally, they had all the privacy in the world while sailing in this rather large yacht and they also enjoyed plenty of peace and quiet since the crew was not allowed to shout, but instead they had to either write notes or use hand signals instead.

 

Keith Urban & Nicole Kidman

 

This couple certainly spared no expense as they flew via private jet to Bora Bora and rented the most expensive accommodations on the island, paying a whopping $15,000 per night to stay at the St. Regis resort. Reportedly, customs officers checked their passports while the couple waited on the plane. That price for the suite by the way included 24 hour butler service, a private pool and in-room Jacuzzi along with a view of one of the most spectacular islands in the world.

 

Prince William & Kate Middleton

 

Certainly this royal couple had fun gallivanting around a privately-owned island in the stunning Seychelles, which is located in the Indian Ocean, for 10 days while paying a reported $5,000 per night during their stay. During their entire honeymoon, they enjoyed 24 hour butler service and a personal chef. However, the actual price of their honeymoon stay soared well above $720,000 as they rented out all 11 villas on the island to insure their privacy. Unfortunately, despite all that expense photos of their honeymoon were leaked to the press a year later.

 

Tom Cruise & Katie Holmes

 

This recently divorced couple certainly had one of the more extravagant and expensive honeymoons in recent history when they rented a private yacht and cruised around the beautiful Maldives Islands in the Indian Ocean. Flying to their destination on a private jet, there were rumors that both of them dined in an underwater restaurant while on their honeymoon. Considering that they took 40 pieces of luggage and lot of toys for their child Suri, this certainly turned out to be one of the most expensive honeymoons on record.

 

Chelsea Clinton & Marc Mezvinsky

 

The daughter of Bill & Hillary Clinton started their honeymoon adventure after a reported $2 million was spent on their wedding which took place in South Africa. However, the honeymoon including an all-expense paid safari tour through the deepest part of the countryside, certainly an expensive adventure to say the least.

 

 

 

Courtney Cox & David Arquette

 

Although their relationship has been over for a while, their honeymoon was certainly very impressive in terms of expense. Not wanting to stay in a single place, Courtney and David visited many different places on their honeymoon adventure including Disney World, Anguilla, Busch Gardens, Cap Juluca and also various places in the Caribbean as well. While not making their honeymoon the most expensive as compared to some others on the list, at least they visited more places for the money that they did spend.

 

Eva Longoria & Tony Parker

 

Spending their honeymoon at the exclusive Parrot Cay resort located in the Turks and Caicos Islands, this expensive, but absolutely stunning area of the Caribbean has been visited by many celebrities before on their honeymoons, including Ben Affleck and Jennifer Garner to name just one couple. This power couple enjoyed several days and nights at the resort and certainly racked up a hefty bill to put them on the list of most expensive honeymoons in recent years.

 

Jay Z & Beyonce

 

This celebrity power couple certainly had the resources to become number one on the list of most extravagant honeymoons in history. However, while we don’t know all the details of their honeymoon, it appears that they managed to keep it relatively tame compared to others who have gone further. In fact, they mostly stayed in the Sanctuary at Camelback Mountain, which is located in Arizona. We do know that they paid a cool $3,500 per night just for the private home which they rented.

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The 10 Weirdest Ways People have Damaged their Rental Car

 

Everyday, thousands of people rent vehicles all across the US. At least 99% of the time, everything either goes as planned or if there is an incident, it is usually a minor one. However, there are a few times in which something really weird or unusual happens that damages the rental car.

 

Sometimes it’s how the accident occurs or how the rental agency handles the paperwork. Either way, there have certainly been some weird and unusual stories about how some people have damaged their rental car.If you should become part of the weirdest ways that people have damaged their rental car, then it is important to have rental car insuranceto protect yourself, family and property if the worst should happen. What follows is the top 10 weirdest ways that people have damaged their rental car.10. The First Time is always the One you RememberFor a man who had never had an accident before, his first just happened to be while driving a rental car. In 2012, he had rented a vehicle from Eurocar at the Munich Airport. No sooner did he pull out of the parking space when he hit a pole, scraping up the driver’s side area badly. At least he didn’t have to go far to report the damage.9. Ice Road Runoff 

A young man on his way to his grandmother’s funeral rented a 2010 Mazda 3 to make the trip. Unfortunately, it was February and the slushy roads quickly turned to ice. As he made his way along the road, he was caught in an ice rut that directed his car straight into a snow bank. Although that was bad enough, his vehicle was caught on top of the bank with the wheels spinning. After calling a tow truck, the car was pulled off the embankment and the majority of the damage turned out to be underneath the vehicle, specifically to the windshield wiper fluid and the undercarriage.

 

8. Don’t Let Friends Drive Your Rental

 

This is a lesson for anyone renting a vehicle, if you are going to put the car in your name, then only you should drive it. During the 2010 Spring Break season, a group of people drove down to Miami. Before they got to Miami, one of the passengers insisted that it was his turn to drive. No sooner did he get behind the wheel when he rear-ended in a Subaru. As things turned out, the Subaru didn’t suffer a scratch while the grill of the rental car was smashed in. Unfortunately, the renter of the vehicle received a lifetime ban from the rental company.

 

7. Going Airborne

 

Another interesting story, also from 2010 involved a man who had rented a vehicle for the weekend and was returning it to the rental agency when he lost control of the vehicle. Not only did it go off the road, it went airborne because of the speed. As the car sailed through the air, the driver wondered if anything else could go wrong. Fortunately for him, no one was hurt. However, the story did make the rounds at the rental agency and the man did have to pay for the damage.

 

6. The Hit & Run Note

 

A couple returning to their vehicle saw some damage on the side of the door and this note which was written down on Budget Rent-A-Car stationary.

 

“Hi, my name is Jack. I accidentally hit your car & someone saw me so I’m pretending to right down my details. Sorry, Jack”

 

At the very least, Jack was honest about trying to get away with a hit and run attempt. However, there is little doubt that the rental agency was not too pleased about the damage done to their car as well.

 

5. It Seems Understanding the GPS is Another Matter

 

In March of 2012, a group of Japanese students visiting Australia had some difficulty understanding the GPS system. In fact, they read it the exact opposite way that the GPS maps had displayed. While no one, not even the Japanese students could explain how they could make such a mistake, the result was that they drove their rental car straight into Moreton Bay.

 

4. I’m Sure the Swamp is Lovely This Time of the Year

 

In June, 2011, three women who had rented a Mercedes SUV near Seattle apparently trusted their GPS system a little too much as it directed them to a large boat launch. Apparently content to drive through the “puddle” that was in front of them, they instead plowed their vehicle straight into Mercer Slough. All three got out unharmed, but the car was a total loss.

 

3. Keeping more than Two Eyes on the Road

 

The insurance form of many rental agencies have spaces on them for driver comments for the accidents that occur. There are certainly many interesting comments, but one that involved a minor fender-bender apparently revealed an unusual physical capacity.

 

“The accident happened because I had one eye on the lorry in front, one eye on the pedestrian and the other on the car behind.”

 

2. The Winchester, UK Phenomenon

 

This has happened to more than one rental vehicle. The town of Winchester, UK is a rather tiny village without old, narrow roads that simply do not accommodate wider vehicles such as large vans or trucks. For those who rented these types of vehicles, it may be understandable that they would not know about the narrow roads, save for the fact that Exton, a small nearby village, is dotted with large yellow signs warning drivers about the narrow roads which they apparently never see.

 

1. A World Where Speed Limits are Conditional

 

While this may not be the best rental car accident story, it certainly involved reasoning by the driver that is not common in this day and age. The accident occurred late at night when the driver was speeding through the countryside and lost control of the vehicle, crashing it into an embankment. While no one was hurt, the driver left this as his explanation for the speed he was travelling on his insurance form – “I didn’t think the speed limit applied after midnight.”

 

These are the top 10 weirdest ways people have damaged their rental car. If anything is certain, some of the entries on this list probably have already been topped by other accidents involving rental cars.

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My iPhone Saved My Life – Top 10 Amazing iPhone Stories

 

 

Mobile phones have become an integral part of our lives.  Phones used to have one function only, to make calls on and there was no other functionality.  As technology advanced, the functionality of phones expanded greatly.  When it comes to functionality, the iPhone is certainly one of the best, if not the best mobile phone.

 

 

 

Many people have found that their iPhones are more than just a way to communicate.  In fact, for many their iPhones are an irreplaceable part of their lives.  Several iphone users were asked why their iPhone has been a lifesaver and here are the top ten amazing iPhone stories.

 

Wendy K.

 

I stopped at the grocery store on my home from work on a Thursday afternoon.  I was lucky and the store was not busy so I was able to pull into a front parking spot.  I was walking out of the store when a car backed out of there space and backed right into my car.  I immediately took my iPhone and took some pictures of her car and her license plate and it was a good thing because she drove away!  Thanks to my iPhone, I was able to give enough information to the police to enable them to find her.  Her insurance ended up paying for the repairs to my car.

 

Joe M.

 

As a regional representative for a major corporation, I need to travel a lot.  There are some months where I am gone for a week, home for a few days and then gone for a week again.  I spend a lot of time driving, flying, and in hotel rooms.  My wife is a stay at home mom for our twin girls, who are two.  With iMessage and face time, I can see my girls anytime, no matter where I am.  Thanks to my iPhone, I am no longer missing my family while I’m gone; they are always reachable.

 

Tom A.

 

My parents had just moved and I was on my way to their house.  As I exited the freeway, my gas light came on.  I could not see any gas stations and I did not want to venture back onto the freeway, because I had not paid enough attention to if I had been passing gas stations or not.  Thanks to my iPhone and Siri, I was able to locate a nearby gas station and get directions to finding it.

 

Jill R.

 

I used to carry a day planner but I was always forgetting to actually write things down.  I would always hang up the phone and then think that I’ll remember to write it down on the calendar when I got home but more often than not, I forgot to.  I was always missing important dates because I forgot to write them in my calendar.  With the iPhone, I can schedule reminders instantly using Siri.  I can use Siri to set reminders for myself right then and there so that nothing gets missed or forgotten about ever again.

 

Mark W.

 

I commute to work using the train.  I used to bring books to read, but then I find myself having to navigate the train station and the subway, all while trying to not lose my book.  Larger books were simply too unwieldy to carry.  With my iPhone, I no longer need to carry a book.  Thanks to iBooks, I can download books and read them using my iPhone.  Problem solved.

 

Jerry B.

 

I spend a lot of time in my car for business.  Reaching my business associates via a phone call to pass short messages along can be time consuming, when a short and simple text message can get the information to them quickly.  With one tap on the keyboard, I can dictate my texts messages to them and then quickly send it on.  I can use dictation to take notes about things that I need to do later, all without distracting myself from the road because the best part is, when I use it with my headset, it reads everything to me before it gets sent.

 

Mary L.

 

I have three teenage daughters, all involved in clubs and sports.  They all have different schedules and keeping track of them would be impossible if I did not have my iPhone.  I can update my calendar while on the go and it will synch to my Mac as well.  The iPhone is the only way that I can keep track of our busy schedules and get everybody where they need to be on time.

 

Shelly C.

 

Some events only come around once in a lifetime, like my son’s high school graduation!  I was so worried about looking nice, that I forgot my camera.  If I left to get it, I would miss the ceremony.  My husband reminded me that I could take photos with my iPhone, a feature I had never really used because I used my digital camera for all my photos.  I used the iPhone and the photos were great!  We have one of them framed in our living room even!

 

Barry P.

 

I do a lot of presentations for my job.  I usually bring either my iPad or my Mac with me and for one presentation, halfway to the client site; I realized that I did not have anything with me but my iPhone.  Thanks to iCloud, I was able to access the relevant paperwork and the presentation on my iPhone and the sale went through.

 

Beth M.

 

Not too long ago, I had a job interview and I was very nervous.  I had printed out directions to the place and had them on the table by the front door along with the confirmation email that had the address I was going to.  In my haste, I only grabbed the top paper, the confirmation email, and not the directions.  I did not realize it until I was on the freeway.  I started to panic, and used my headset to call my boyfriend who told me to use my iPhone to get directions, and that I could use Siri through my headset.  I was able to get direction and made it to my interview, on time!

 

As you can see, iPhones are more than just phones; they are helpful in many ways.  Because iPhones are such a big investment, you should want to protect it.  For those that have an iPhone, they know that they depend on it.

 

The ten experiences above show how vital having your iPhone can be; can you afford to replace your iPhone if something happened to it?  We insure our cars, our houses and we even get renters insurance but we neglect to insure the smaller things, like our iPhones.  You can get your iPhone insured against theft, loss, and damage.  See Protect Your Bubble today for a quote at their website http://us.protectyourbubble.com/gadget-insurance/iphone-insurance/.

 

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America’s Top 10 High Risk Burglary Cities

There is no doubt that the United States is the worst developed country in terms of home burglaries. A recent survey has shown that the US experiences on average 250 burglaries per hour which is four times the amount of the next nearest country, the United Kingdom.

 

Americans report an average of roughly $4.8 billion in losses in 2012 due to burglaries on an annual basis. This amount is generally greater than the profits of the eight largest Fortune 500 companies in the nation. The property loss due to burglaries is simply staggering and the trend towards this form of crime shows little sign of real weakening given its nature.

 

Many burglaries happen when the residents are away from their homes which means that for a large percentage, the crime is not discovered until it’s over. For those living in the US and wondering where they stand, here are the Top 10 high risk burglary cities in the US. The statistics are based on the number of burglaries per one thousand people, which reveals that larger cities tend to be the most heavily burglarized.

 

 

1. Houston, Texas

 

With more burglaries than any other city, Houston, Texas is number one on the list. There are a variety of reasons that Houston is the worst city in terms of burglaries. The combination of high crime rate, ease of access and a police department under pressure to cover such an expansive area has led to burglaries becoming epidemic in this city.

 

2. Chicago, Illinois

 

Chicago is famous for a great many things, but the crime rate has not been one that the citizens of this city are proud to let others know about. Gang violence is certainly a contributing factor, but Chicago suffers from many of the same issues that plague other large cities as well, including a police department that is also stretched to the limits.

 

3. Dallas, Texas

 

While separated by about a four hour drive, Dallas suffers from many of the same conditions that plague Houston, but not quite to the same extent. Dallas is also a very large city in terms of size and the difficulty to adequately cover it with police protection is one reason burglaries are up. The Dallas/Fort Worth area is extremely large compared to many other cities of similar population.

 

4. Phoenix, Arizona

 

Gang-related crime is certainly a big factor in the number of burglaries that plague the city. Plus, the police force is becoming taxed to handle the fast rising population which has expanded the city tremendously over the past few decades. Phoenix has become one of the largest cities in the US and as a result, the crime rate in terms of burglaries has risen dramatically over the years.

 

5. New York, New York

 

In the city that never sleeps, the burglary rate is still quite high and taxes the police force in covering the crime that happens on a daily basis. In fairness, the crackdown on crime in the past two decades has actually helped to lower the overall crime rate which stands at a fraction compared to other, similar cities such as Chicago. But the burglary rate in New York is still very high indeed.

 

6. Los Angeles, California

 

A combination of drugs, gang-related crime and a taxed police force has added up to a high burglary rate for this city. Traditionally, Los Angeles has been a haven for crime in the past several decades, but in other areas the crime rate has stabilized or even dropped depending on the category. For those living in Los Angeles, just like any other major city, burglaries are prevalent in certain areas.

 

7. Detroit, Michigan

 

The one-time crime capital has dropped on the list in recent years due to a combination of poor economic conditions and a struggling auto industry. The result is a city that once numbered over 2 million people has now dropped to roughly 700,000. City services, especially in terms of police presence has also dropped rapidly, but the truth is that there are just fewer occupied residences to burglarize which is mostly responsible for the drop.

 

8. San Antonio, Texas

 

The third city from Texas in the list suffers from conditions similar to what plagues Houston and Dallas. A sharp rise in population growth combined with stretched police resources has resulted in a rise in burglaries. While Texas has some of the most open gun laws in the country, allowing people a wide latitude in protecting themselves and their property, many of these burglaries are committed when the residents are not at home.

 

9. Columbus, Ohio

 

Inner city crime combined with struggling economic times has put a strain on police forces in this city. The result is a crime rate that is potent, although not nearly as dramatic as those nearer the top of the list. Columbus has taken measures to address burglaries like all other major cities in the US, but the issue of burglaries is still a difficult one.

 

10. Indianapolis, Indiana

 

The final city on our list is also one that has grown in recent years, suffers from pocket of gang-related crime and a separation of more affluent, protected areas from poorer, less protected places in the city. The sharp rise in the population has contributed to the higher crime rate, though in fairness it is not nearly the same situation as faces cities such as Houston or Chicago.

 

In fairness to all the cities that are listed in this article, it must be pointed out that the overall crime rate which includes murder has remained stable or has even dropped in many cities in the past two decades. In fact, the overall murder rate in the US is roughly half what it was in 1980.

 

Still, with burglaries on the rise, taking protection in the form of insurance is the only sure way to protect any potential losses. While homeowners should check with their insurance companies, those who rent can apply for Renters Insurance which will provide the protection they need in case they get burglarized.

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