Beware of Holiday Identity Theft

Holiday Identity Theft

Identity theft is a problem that you have to constantly be on the lookout for, but doubly so during the holiday season. Professional criminals look forward to taking advantage of the increased shopping activity as well as the stress, carelessness and general chaos that always comes with it.

 

To ensure the holidays remain happy for you, here are some common holiday issues to look out for, and some tips to keep you safe.

 

Watch Out for Suspicious Deals and Shady Sites Online

Thieves know shoppers will be looking to stretch their holiday budgets by finding bargains. “Phishing” sites with fake deals meant to bait you into entering personal information and credit card numbers always pop up in droves around the holiday season. While “deal aggregator” sites, like Google Shopping, make efforts to weed bogus sites out, they don’t catch everything. Some won’t even require you to enter information – if your security settings are lax, they can install malware that logs your keystrokes and combs your hard drive simply by getting you to visit the page. If a site is offering a deal that seems too good to be true, simply Google their domain name to see if anyone else is talking about them. You can also check to see if they are accredited with the Better Business Bureau. If you want to play it totally safe online, however, just stick with the major retailers.

 

Bogus Holiday E-Cards

People love to send animated holiday greeting cards by email and through social networks because they’re fun and usually free. That free card may come with a serious price, though – malware that quietly installs itself when the card is loaded, and steals your personal information. To avoid this one, just stick to visiting established animated card sites with a strong reputation, like JibJab.

 

Don’t Shop from The Coffee Shop

Free public WiFi connections usually offer little to no privacy or security. In spite of this, you’ll inevitably see dozens of people doing their shopping from the Starbucks, logging into personal accounts and entering their credit card numbers. Thieves with relatively little technical know-how can hop onto these networks and get a look at all this data. If you’re shopping online you should try to only do it from your home connection, but if you absolutely have to log into something personal while on a public connection, be sure to use the https:// prefix in the URL. This at least encrypts your information as it passes through the air and makes it much more difficult for thieves to access.

 

Don’t Let Your Card Leave Your Sight

Retail stores and the eateries near them often take on extra temporary staff to handle the holiday rush. Sometimes they get desperate for workers and don’t exactly do the thorough screening job or hold people to the higher standards that they usually do. Criminals take advantage by getting these temporary jobs and doing a little credit card skimming with portable devices that can easily fit in a pocket. Any credit card transaction at a store should be handled at the point of sale without leaving your sight; if a cashier attempts to take your card to a back room or swipe it on a device that’s not connected to the cash register, make a request that all transactions take place in front of you.

 

These are just a few tips to help you keep your identity safe this holiday season.

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Cell Phone Insurance Claims: 4 of the Most Common Reasons Why People Rely on Insurance Coverage

Almost everyone has a mobile device. It is now a staple for getting through every day, hour, and for some people, moments. However, with such frequent use, your beloved phone is bound to experience an unforeseen accident. For this reason, many smartphone owners choose to invest in mobile cell phone insurance.  As a gadget insurance brand, we have put together 4 of the most common claims that insurance companies encounter:

 

1. Physical Damage

 

Physical damage has nothing to do with malfunctioning parts. Physical damage results in different problems like a cracked screen, battery damage, and more. The most common physical damage is a cracked screen due to phone drops. Other types of physical damage include a cracked camera lens, loose USB ports, scratched screens or bent pins or debris on the USB port. There are also cases of the mobile device being soaked or dropped in water causing it to malfunction.

 

2. Missing or Lost

 

Missing or lost mobile phones are another scenarios in which people make cell phone insurance claims. Today’s smartphones are designed for entertainment and business. More than just cell phones, smartphones provide instant access to the web. A missing or lost smartphone puts you at risk for unauthorized access to sensitive information.

 

3. Theft

 

For the majority of mobile users, their life is linked to their smartphone. There is nothing more frustrating when it gets stolen. Depending on your service provider, a lack of mobile insurance may result in you having to pay for unauthorized calls, a new handset, or cancellation of your mobile service while under contract.

 

4. Mechanical Breakdown

 

Mechanical breakdown claims occur less frequently than other claims, but still is a relatively common occurrence. This is due to the fact that mechanical breakdown is usually covered by the manufacturer’s warranty. However, mobile insurance companies see these claims arise often. With cell phone insurance becoming more prevalent and buyers jumping to protect their phones, understanding the common claims scenarios is important so you can weigh factors for or against purchasing insurance.

 

If you’re interested in finding out more, check out our cell phone insurance at Protect Your Bubble. A little investment today can go a long way tomorrow.

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Considering iPad Air Insurance? 4 Reasons it’s a Worthy Investment

It’s official: everyone is crazy about the iPad Air. With its faster processor speed, lighter weight and thinner width, this gadget continues to set the standard of style and performance.

 

This full-size innovative tablet may meet the high expectations of the market, but it also ipad air insurancecomes at a cost. The regular price available in all Apple stores is $499. If you’re making the investment into a pricy gadget, it makes sense to consider stepping up the protection and looking into iPad Air insurance that will protect it from accidents, damage, loss and theft.  This tablet is on the expensive side, so it is good to consider this type of insurance for every Apple iPad owner’s benefit as fixing or replacing it can be a costly add-on you didn’t anticipate.

 

iPad Air Insurance Advantages

 

If cost alone wasn’t an incentive, here are 4 additional advantages to getting iPad Air insurance:

 

  1. One of the best advantages of iPad Air insurance is that you would be protected whenever the iPad Air is lost or stolen. This is a common, and unfortunate, occurrence, and is not included in the product warranty.
  2. The accidental damage coverage is also a plus. If you’ll be using your iPad Air daily, chances are an unforeseen incident might happen: water spillage, drops or cracks which can be a common scenario with lightweight devices.
  3. iPad Air insurance owners can also cancel the policy anytime they want. This is a great advantage as some insurance companies would need a lockout period for months, even for years.
  4. Credit monitoring features are often provided with an insurance plan. This ensures that there is no fraudulent activity when the iPad Air is stolen. This will further help in monitoring any suspicious activity at least for 3 months.

 

These are just a few of the many of the benefits you’ll receive from iPad Air insurance. At Protect Your Bubble, we offer inexpensive, reliable iPad Air insurance. With an affordable rate of $7.99 per month, every iPad Air owner will be able to use their tablet without worry. Check out http://us.protectyourbubble.com/gadget-insurance/ipad-insurance/ for more details.

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The Gifts You Can Consider For a Specific Interest

Gift guides are so popular this time of year – we can’t get enough! If you’re stumped for what to buy your friend, colleague, family member, or sweetheart this year, check out our gift guide we have below for iPad addicts, mystics, basketball fans, and food lovers. And if you want even more check out our gift guide from last week.

 

The iPad Addicts

 

Capsule Keyboard Case for Apple iPad – the autocorrect option in iPad certainly is an irritant. Why not provide the solution by giving this keyboard capsule. This is the perfect gift for those who use the iPad for work, research and even entertainment.

 

GoodReader for iPad – this is an app for bookworms. It allows organization of files, syncing options and many others. It also includes a sticky note for highlighting important information. Students and career-oriented people will truly appreciate this.

 

Joystick-IT iPad Arcade Stick – it attaches to the front screen and will provide better excitement in iPad games. A wonderful way to tickle the interest of your dear game-lover.

 

For Those Looking For Luck

 

Mystic Wisdom Ring – those who want to achieve greater wisdom or for those who are exploring a new life, this ring will induce more positivity.

 

East Of India Lucky Horseshoe – no one really knows why horseshoe is a considered a good luck charm by hey, it does not hurt to give it a chance. This horseshoe is specially imported from India made from traditional methods and natural products.

 

Lucky Charm Heart Bracelet – perfect for those looking for love. This heart bracelet is made from lucky gemstones for happiness and success in love.

 

Basketball Fanatics

 

Mini Basketball Hoop – just like what we see in movies this small hoop can be hanged on the wall. Perfect to lighten up a boring office or define a bedroom.

 

NBA Coaster Set – get a good glass of beer and watch an awesome game with these coasters. Available in different colors and NBA teams.

 

Hoop Sensation Bouquet – the tricks and treats of basketballs just got better with this bouquet. Perfect for theme-parties or a surprise gift for your little basketball star.

 

Food-Lovers

 

Food Course – there are different courses available and your food-lover dear one will truly appreciate learning other culinary dishes.

 

Artisanal Bamboo Salt Crest – with different spices and flavors, all food lovers will truly smile with excitement. This is one unique gift you can give.

 

Molecular Mixology Kit – taste that perfect mojito from your dear one. This gift is great for your future bartender, and perfect to use on all occasions!

 

With these gift ideas, you will never go wrong. If you have any other great gift ideas let us know in the comments below. Happy Holidays from your friends at Protect Your Bubble.

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