4 Pieces Of IRS Identity Theft Advice That You’ll Want To Remember

As identity theft becomes an increasingly large problem in the United States, we’re seeing several government agencies devote additional resources to fight this criminal epidemic. The IRS has set up shop as the official go-to authority on identity-related crimes, with over 3,000 employees working cases on a full-time basis.

 

If you’re looking to clear your name and credit history after an attack, or you’re interested in doing everything possible to prevent one in the first place, the IRS has a library of information available. To sum up some important points, here are 4 facts from the IRS’ identity theft database that you’ll want to be fully aware of:

 

1.     The IRS Will Never Send Electronic Communications Asking For Your Personal Information

You’ll never get an email, text, tweet, or electronic message of any kind from the IRS that asks you to provide any kind of personal information. Official correspondence will come to you via old-fashioned mail, and if the requested information can be filled out online, you’ll always be directed to an official government website with a “.gov” ending; everything else can safely be assumed to be fraudulent.

 

2.     Groups Posing As The IRS Can Be Reported Immediately Online

The IRS’s anti-phishing page allows you to report any electronic message you receive asking you for sensitive personal info, as well as a host of other possible issues. It’s a good idea to hit them up if you’ve received any kind of suspect material—and if you’ve accidentally replied to any of these messages, you’ll definitely want to let the IRS know right away.

 

3.     Fraudulent Tax Returns Are Increasing Every Year

These occur when someone steals your social security number and then files a tax return on your behalf that’s sent to the attacker, or when someone uses your social security number to get a job and their return gets filed, making it look as if you have income that you didn’t report to the IRS with your legitimate return, which triggers an audit.

 

Oftentimes, your first warning of this kind of identity theft is after you’ve filed your return, when the IRS informs you that a return has already been filed in your name, or when you’re officially informed of an impending audit. It’s always a good idea to get your taxes done as early in the year as possible, and always be vigilant about where your W-2 forms go, and who has access to them.

 

4.     If You Have Information About An Identity Thief, You Can Report It To the IRS Immediately

While phishing scams and other forms of invasion can certainly be responsible for your personal information getting stolen, many times you may actually know the attacker personally.  An acquaintance, co-worker, former business associate, former spouse, or many others may have stolen your identity, and you may be aware of the fact. If that’s the case, you can report the relevant information to the IRS here, at their Internet Crime Complaint Center. They’ll make a formal account of your case and forward it to the law enforcement officials that have the appropriate jurisdiction. Additionally, you’ll get a head start on thwarting your attacker’s spending spree, and letting the IRS know of an identity attack will make it much harder for them to try and file a fraudulent tax return on your behalf.

 

If you’re looking for a little extra protection from identity theft threats against you or your loved ones, you might want to check out our enhanced identity theft services. Stay safe out there!

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The Top 5 Craziest Cell Phone Accidents

As a smartphone and gadget insurance company, we know better than anyone that accidents happen. Despite your best intentions to keep your beloved phone and tablet safe. Take a look at our 30-second commercial, “When Stupid Things Happen to Your Smartphone,” then read below about the Top 5 Craziest Cell Phone Accidents – and make sure these mishaps don’t happen to you! Of course, if you are accident prone, you might want to give our smartphone insurance a second look.

Despite being one of our most important possessions, a large majority of us break our cell phones on a daily basis. Some of these cell phone accidents are simply that – an accident. But sometimes people just do dumb things that result in their cell phones ending up broken. No longer can you casually push your friends into the pool without fear of having to pay to replace their very expensive cell phone.

 

Here are some of the funniest and craziest ways people have had cell phone accidents:

 

  1. A woman walking her dog on the beach had her cell phone stolen by a sea gull
  2. A couple re-enacting the “I’m King of the World” scene from Titanic tried to take a photo with their phone and ended up dropped it over the side of the cruise ship. Read more
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What is the HTC One? Reviews and Insider Tips on This New Phone

“Sleek. Sharp. And definitely smart.”

 

This is what smart phone fanatics are calling the new HTC One phone soon to be released in the US. After much brouhaha on the delay of the release (company says they had a shortage of camera), the 32GB HTC One will hit AT&T and Sprint Nextel stores on April 19 for $199.99 with a two-year contract. The 64GB version, meanwhile, appears to be exclusive to AT&T and will retail for $299.99 with a two-year contract.

 

So why all the fuzz with this phone? Some pundits hail it as the best Android phone ever. Check out these amazing HTC One features:

 

  • HTC BlinkFeed™. Stay up to date with the latest news or trending topic in Twitter with the BlinkFeed. This feature streams content from your favorite social networks and news sites in your home page without you having to push a single button.

 

  • HTC ZOE™.  Undeniably the most innovative feature of the HTC One, ZOE allows you capture 20 photos with a single press of the new 4-megapixel HTC UltraPixel Camera. You can turn these high-resolution images into a 3-second video by adding music themes and effects. And they’re easily shareable too! By using the HTC ZOE Share feature, you can upload your videos to YouTube, Facebook, or other sites.

 

  • HTC BoomSound™.  Fond of watching music videos and movies in your smart phone? Then you’ll love the BoomSound feature. It delivers clear, high quality audio with its dual front-facing stereo speakers. You’ll have no reason to bring a headset with you.

 

Beyond these features, HTC One is touted as the “best constructed smartphone” by Matthew Miller of ZDNet. This all-metal phone weighs next to nothing at 143 grams and will fit your hands perfectly with its 137.4 x 68.2 x 9.3 mm dimensions. The 4.7 Super LCD 3 screen is also a thing of beauty as it allows you to use your phone outside — in direct sunlight — with ease.

 

 

Photo Source HTC.com

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